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Michael Flower

Advisor at Hightower Advisors

Updated today

Location

Fairfield, NJ 07004

Credentials

CFP®, Series 63, Series 65

Industry experience

30 years

About

Michael Flower is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2018. His prior experience includes roles at Securities America Advisors and American Financial Resources, and he has been involved with Financial Principles, LLC since 1998. Flower also serves as a trustee at Packanack Community Church and is a member of the Economic Development Commission of Wayne Township. Hightower Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers discretionary portfolio management through an Advisor Directed wrap program and access to a network of affiliated and third-party managers, employing both strategic and tactical asset allocation approaches.

Client services

Based on Hightower Advisors

Financial planning Portfolio management Pension consulting Selection of other advisers
Treasury management for corporate clients

Expertise

Based on Hightower Advisors

Wealth management Private / alternative investments Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Hightower Advisors

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and other services as determined by the Advisor Practice.

Commissions

Hightower Securities, an affiliate, receives commissions and fees related to pooled vehicles, mutual funds, insurance products, and alternative investments.

Project-based

Hourly charges may be applied for financial planning and other services as determined by the Advisor Practice.

Other

Fee-only: Fees are generally negotiable and may include hourly charges and flat fees for financial planning and other services.

Location

55 Lane Road, Suite 110

Fairfield, NJ 07004

Most active in

New Jersey · Texas

Work history

Hightower Securities LLC

2018 - Present (8 years)

HighTower Advisors LLC

2018 - Present (8 years)

Packanack Community Church

2007 - Present (19 years)

American Financial Resources, LLC

2004 - Present (22 years)

Securities America Advisors, Inc.

2004 - 2018 (14 years)

Securities America, inc.

2004 - 2018 (14 years)

Financial Principles, Llc

1998 - Present (28 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Wealth management Passive / index investing
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