Michael Hamer

Marylynn Ford is a Series 65-licensed financial advisor with 14 years of experience at LifeSteps Financial, where she has worked since 2012. She is based in Richland, MO, and is one of three advisors at the firm. LifeSteps Financial serves a diverse client base including individuals, families, high-net-worth clients, trusts, estates, businesses, retirement plan participants, and charitable organizations. The firm employs an ETF-centric investment approach based on Modern Portfolio Theory, with tactical asset allocation and strategic use of cash, and integrates financial planning into its advisory services.

Mark Verry is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 designations. He has been with First Command Brokerage Services Inc. since 2024 and also serves in the United States Army. First Command serves a broad mix of individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management models, brokerage recommendations, and insurance and banking product distribution via affiliated entities. The firm emphasizes ongoing, advisor-led planning relationships and offers a structured Tailored Professional Services engagement for individual clients.

Jamie Carpenter is a financial advisor with First Command Advisory Services in Saint Robert, MO, holding a Series 66 designation and seven years of industry experience. Prior to joining First Command in 2018, Jamie worked at Infuze Credit Union. Jamie also owns a financial planning business, Jamie Carpenter & Associates. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage, and insurance and banking products. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured engagements such as Tailored Professional Services and Asset Management Solutions.

Howard Amaya is a Series 66-licensed financial advisor at First Command Advisory Services with three years of industry experience. Prior to joining First Command, he served in the U.S. Army for 20 years. He is also the owner of Namah LLC, a business related to his advisory work. First Command serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking products, with an emphasis on advisor-led planning relationships and structured engagement cycles.

Robyn Messineo Jr. is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining First Command, Robyn served in the United States Army for 20 years and has also worked in education and with DoorDash. First Command Advisory Services serves individual, high-net-worth, corporate, and charitable clients through a multi-service platform that includes financial planning, discretionary asset management, brokerage recommendations, and insurance and banking product distribution. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured, year-long planning engagements alongside discretionary asset management based on in-house portfolio models.

Randall Ayers is a financial advisor with First Command Advisory Services in Saint Robert, MO. He holds Series 63 and Series 65 licenses and has recently transitioned from a 22-year career in the United States Marine Corps to the financial industry. Outside of advising, he owns an investment holding company and manages personal real estate investments. First Command Advisory Services serves a diverse client base including individuals, high-net-worth clients, corporations, and charities through a comprehensive platform of financial planning, asset management, and insurance and banking products. The firm emphasizes advisor-led, face-to-face financial coaching and offers structured engagement cycles with discretionary asset management based on fundamental analysis and modern portfolio theory.