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Michael Frederick Lawless

Advisor at OSAIC — Ravensdale, WA

Updated today

Credentials

Series 63, Series 66

Experience

29 years

Location

Ravensdale, WA

OSAIC logo

OSAIC

Institution

Total advisors

7,830

Across 3,557 offices

Clients per advisor

73 Low

Avg AUM per client

$398,336 Typical

HNW client ratio

10% Low

About

Michael Lawless is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and having 29 years of industry experience. He previously worked at Commonwealth Financial Network for 17 years across two periods and has owned Lawless Financial Group since 2019. Outside of advisory services, he is the sole owner of Lawless Financial Group LLC, a private entity facilitating securities, advisory, and insurance business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across multiple asset classes.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on OSAIC

Founder/Business Owner Executive

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally range up to $25,000, fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000.

Commissions

Advisory Representatives also receive commissions for brokerage and insurance products sold through Osaic Wealth as a broker-dealer.

Project-based

Hourly fees generally range from $0 - $750 per hour for financial planning and consulting, and $50 - $750 per hour for Non-Discretionary Investment Advisory Services.

Other

Account minimum: $5,500 Fee-only: Hourly fees for financial planning or consulting services generally range from $0 - $750 per hour, not exceeding $25,000 total fees. Fixed or flat fees for financial planning and consulting generally range up to $25,000, and fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000, hourly fees $50 - $750 per hour.

Location

See office

Ravensdale, WA

Ravensdale WA

Advisors at this office

1

Most active in

Washington

Work history

29 years of industry experience

OSAIC

2025 - Present • 1 year

Auburn, WA

Commonwealth Financial Network

2023 - 2025 • 2 years

San Diego, CA

Lawless Financial Group

2019 - Present • 7 years

Seattle, WA

Commonwealth Financial Network

2008 - 2023 • 15 years

Waltham, MA

Lawless Wealth Management

1997 - 2019 • 22 years

Seattle, WA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Casey S

Series 66, Series 7

Maple Valley, WA

Edward Jones

Casey Schuetz is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2021, Schuetz served with the Browns Point Dash Point Fire Department. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Business ownership considerations Wealth management Retirement income strategy Military & Veterans Founder/Business Owner Engineering Professional Executive Technology Professional Married/Couples/Partners Established Professionals Approaching retirement Baby Boomers (Born 1946-1964) Gen X (Born 1965-1980)
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Alvin W

CFP®, Series 63, Series 65, Series 66

Kent, WA

APEX Tax & Financial Planning

Alvin Wolcott II is a CFP® with 12 years of experience in financial advisory roles. He is the owner of Apex Tax & Financial Planning in Kent, WA, where he has worked since 2020. Alvin also owns Apex Tax & Financial Solutions, a CPA firm providing tax preparation and planning services. His prior experience includes roles at Synergy Asset Management, Pacific Portfolio Consulting, Moser Wealth Advisors, and Waddell & Reed. Apex Tax & Financial Planning offers personalized financial planning and wealth management to individuals, high-net-worth clients, business owners, trusts, and other financial professionals. The firm uses tax-aware planning and a total-return investment framework incorporating both active and passive strategies, with a focus on written Investment Policy Statements and comprehensive portfolio reviews.

General tax planning Retirement withdrawal strategies Wealth management Retirement income strategy Tax-loss harvesting Founder/Business Owner Financial Professional

Jessica K

CFP®

Issaquah, WA

Kirwin Financial LLC

In my mid-20s, I was making big financial decisions – rolling over a 401(k) after leaving a corporate job, deferring student loans before joining the Peace Corps, and figuring out how to invest while living abroad. Each challenge pushed me to learn more, and I realized I genuinely enjoyed making sense of money. But as my husband and I navigated major milestones – marriage, home buying, career shifts – we had a hard time finding financial advice that was clear, practical, and truly in our best interest. That’s when I knew: financial planning shouldn’t feel like guesswork. I became a CERTIFIED FINANCIAL PLANNER™ to help professionals in their 30s and 40s gain clarity and confidence in their financial decisions. I founded Kirwin Financial because there simply weren’t enough fee-only planners serving people who are growing their families, careers, and wealth. Today, I help couples align their money with their life goals – whether it’s buying a home, preparing for a new baby, or planning for financial independence. I offer unbiased, fee-only financial planning, meaning I work in your best interest – no commissions, no product sales, just expert guidance tailored to your life. A comprehensive plan typically costs $3,375, with billing based solely on the time spent at a rate of $275 per hour. You don’t have to figure this out alone. Let’s build a financial plan that fits your life, your goals, and your future. Get started here: https://calendly.com/kirwinfinancial/15min

General retirement planning Married/Couples/Partners Gen Y/Millennials (Born 1980-1995)
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Eric K

Series 65

Issaquah, WA

Kenney Wealth Planning & Management

Eric Kenney is a financial advisor at Kenney Wealth Planning & Management in Issaquah, WA, holding a Series 65 designation with two years of industry experience. Prior to founding his independent advisory firm, he worked for over a decade at LabWare, Inc., and held positions at Autoscribe Informatics and Veeva Systems. Kenney Wealth Planning & Management serves individual and high-net-worth clients, typically managing accounts with a minimum of $500,000. The firm combines fundamental analysis, modern portfolio theory, and quantitative techniques to create tax-aware, long-term portfolios that include strategies such as dividend-growth funds, enhanced indexing, and tax-loss harvesting.

Tax-loss harvesting Private / alternative investments Real estate investing
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Shane H

Series 63, Series 65

Issaquah, WA

Hoover Capital, L.L.C.

Shane Hoover is the sole advisor at Hoover Capital, L.L.C. in Issaquah, Washington. He holds Series 63 and Series 65 credentials and has 29 years of industry experience, including 22 years managing his own firm since 2004. Hoover Capital, L.L.C. provides fee-based investment management and consulting primarily to individual clients, managing approximately $19.8 million across 27 accounts. The firm employs a blend of proprietary fundamental and technical analysis focused on secular market cycles and valuation risk, manages all client accounts on a non-discretionary basis, and regularly communicates with clients through quarterly reviews and written reports.

Wealth management
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Eugene S

Series 65

Issaquah, WA

Sound Investment Advice, LLC

Eugene Slutsky is the principal of Sound Investment Advice, LLC, an independent advisory firm based in Issaquah, WA. He holds a Series 65 designation and has five years of experience in investment advising, alongside over 20 years operating a full-time CPA practice. His accounting business is separate from his investment advisory services. Sound Investment Advice provides discretionary portfolio management to individuals, trusts, estates, charitable organizations, and corporations. The firm combines individual stock selection, fundamental and technical analysis with passive asset-class exposures using ETFs and mutual funds, managing portfolios tailored to client goals and risk tolerance.

Active portfolio management Passive / index investing
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