Michael Cardwell

David Unda is a financial advisor at Unda Financial and Consulting LLC in Palmetto Bay, FL, with four years of industry experience. He holds a Series 65 designation and has been a real estate sales associate with Miami Partners Realty Group LLC since 2011, dedicating part of his time to residential property sales. Unda Financial and Consulting provides financial planning, investment management, and wealth management services to individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm uses an asset-allocation driven investment approach, incorporating a defined process with goal setting, investment selection, implementation, and ongoing monitoring, and it serves both individual and institutional-type clients.

Cesar Miranda is a financial advisor with WM Advisors USA LLC, holding Series 63 and Series 65 licenses and two years of industry experience. He has worked at Highlands Investment Management LLC since 2023 and has been with WM Advisors since 2020. Cesar serves as a managing partner at WM Advisors, an independent investment advisory firm based in Miami, FL. WM Advisors USA LLC provides portfolio management and financial planning services primarily to high-net-worth individuals, corporations, and business entities. The firm employs a mix of fundamental, technical, and cyclical analysis and typically operates with non-discretionary accounts, focusing on high-net-worth and institutional clients.

Alexis Weill is a financial advisor at WM Advisors USA LLC with a Series 65 designation and experience beginning in 2023. He serves as managing partner for investment advisory firms WMA Holdings Inc. and WMA S.A. de C.V. in El Salvador. Outside of his advisory role, he holds board and committee positions with several non-investment-related businesses in El Salvador, including a business conglomerate and a sugar mill. WM Advisors USA LLC provides portfolio management and financial planning services primarily to high-net-worth individuals, corporations, and business entities. The firm employs a range of investment strategies, including both discretionary and non-discretionary management, and focuses mainly on serving high-net-worth and institutional clients.

Enrique Walsh is a financial advisor at WM Advisors USA LLC with six years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Woodrock Securities, L.P. and WMA Holdings, Inc. before joining WM Advisors USA LLC. WM Advisors USA LLC provides portfolio management and financial planning services primarily to high-net-worth individuals, corporations, and business entities. The firm utilizes a combination of fundamental, technical, and cyclical analysis, offering both discretionary and non-discretionary management with a focus on non-discretionary assets under management.

Joseph Webb is a financial advisor with Envoy Advisory Inc. holding Series 63 and Series 65 licenses and has 24 years of industry experience. His prior roles include positions at Harvest Investment Services, Inspire Advisors, and Profit Planners Management Group. He is the founder and chairman of Twin Peaks Financial Ministries, a nonprofit providing financial literacy seminars. Envoy Advisory primarily serves 403(b) plan sponsors and their participants, offering investment advice through a largely non-discretionary platform that incorporates Modern Portfolio Theory and various model options, including target-date and risk-based strategies. The firm manages over $533 million in client assets and supports participant transactions through its proprietary Envoy Platform and affiliated recordkeeping services.

Juan Perez is a financial advisor at Alhambra Investment Management LLC with 18 years of industry experience. He holds a Series 65 designation and has worked at JM Capital Management, Inc. since 2021 while also serving at Alhambra Investment Management since 2007. Outside of investment management, he provides bookkeeping and consulting services for a family-owned Haagen-Dazs franchise. Alhambra Investment Management offers discretionary and non-discretionary investment management to individuals, high-net-worth clients, charitable organizations, and corporations. The firm employs a top-down, macroeconomic approach to asset allocation, combining tactical overlays with quantitative strategies and special-situation securities, and operates with a team-based management structure.