Michael D Oleszkowicz

Debora Craig is a financial advisor with Crystal Coast Wealth Advisors LLC in Cadillac, MI, holding a CFP® designation and Series 63 and 65 licenses. She has 26 years of industry experience, including 15 years at Craig Wealth Advisors LLC/Raymond James and prior roles at Cary Stamp & Company/Commonwealth Financial Network and The Leaders Group Inc. Craig is also an author, having written a book on investment planning in 2017. Her firm advises individuals, high-net-worth clients, and business entities through ongoing portfolio management and standalone financial planning, using a long-term, fundamentally based investment approach that incorporates modern portfolio theory and tailored model allocations.

Dustin Insley is a financial advisor at Mission Financial Group, LLC with nine years of industry experience. He holds a Series 66 designation and has worked at firms including Edward Jones and Commonwealth Financial Network. Outside of advisory work, he owns Makena Farm, LLC, a farmland management enterprise in Manton, MI. Mission Financial Group serves individuals, retirement plans, trusts, and businesses by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a discretionary management approach, utilizing asset allocation, sector and security analysis, and a range of investment products while regularly monitoring and rebalancing portfolios.

Rachel Gilchrist is a financial advisor at Fifth Third Securities, Inc. in Cadillac, MI, holding Series 63 and Series 65 licenses. She has been with Fifth Third Securities since 2025 and has a broader work history including roles at MacDonald Garber Broadcasting, Samaritas Senior Living, and Charter Communications. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through both advisory and brokerage services. The firm offers multiple investment programs via the Passageway Managed Account platform, providing access to mutual fund, ETF, SMA, and direct indexing strategies.

Robert Grostick II is a financial advisor at Centaurus Financial, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2008 and Carroll National Plans since 2005. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts.

Patrick Carroll is a financial advisor with Centaurus Financial, Inc. in Cadillac, MI, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Centaurus Financial since 2006 and has operated his own advisory business since 1996. Carroll serves as a board member of the Munson Health Care Community Healthcare Council, the Munson Healthcare Foundation Cadillac Hospital Board, and the Clam Lake Township Downtown Development Authority. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with a mix of discretionary and non-discretionary arrangements.

Julianna Muscarella is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. She holds Series 65 and Series 63 licenses and has prior work experience at Fifth Third Bank, Holiday Inn Express, Tommy Hilfiger, and Wayland Union High School. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage services, offering various managed account programs on the Passageway platform. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, with a diverse client base and a broad range of portfolio management options.