Michael David Patterson

Matthew Elkins is a financial advisor with Gradient Advisors, LLC, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has held roles at Independence Capital Company Inc and MassMutual Financial Group, among others. Elkins serves as president of Elkins Financial Services, Inc. and is treasurer of the Kiwanis Club of Beckley, a civic organization. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base, including individuals, retirement plans, and charitable organizations. The firm primarily operates through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates risk analysis and fundamental, technical, and cyclical portfolio assessments.

Shawn Schuyler is a financial advisor with BFC Planning, Inc. in Beckley, WV, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. His prior work includes roles at United Planners Financial, LLC and Waddell & Reed, Inc. He is also involved with West Virginia Financial Solutions, LLC as an agent for non-variable insurance. BFC Planning, Inc. serves a diverse client base including individuals, corporations, and institutional investors through approximately 200 advisory representatives. The firm provides a range of financial planning and portfolio management services, utilizing various platform arrangements and investment strategies tailored to different client needs.

Samuel Stewart is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. Prior to joining Money Concepts in 2019, he spent 20 years with Nationwide Securities, LLC and Nationwide Insurance Company. Outside of advisory work, he serves on the boards of Clearfork Valley Golf Course and the Wyoming County Economic Development Authority. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to a broad client base including individuals, pension plans, trusts, and corporations. The firm employs a range of managed programs and combines fundamental and technical analysis with modern portfolio theory to manage assets across discretionary and non-discretionary accounts.

Acie Hylton Jr. is a financial advisor at Truist Advisory Services with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms including Bb&T Securities, LPL Financial, and J.P. Morgan Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager‑selection program that combines discretionary and non‑discretionary management through third-party platforms and due diligence.

Joseph De La Rosa is a financial advisor with J.P. Morgan Securities in Beckley, WV, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019 and previously worked at Appalachian Regional Healthcare from 2015 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the broader J.P. Morgan organization and offers a range of investment strategies through its Institutional Consulting Services program.

Charles Wilkerson is a financial advisor at J.P. Morgan Securities with 44 years of industry experience. He has been with J.P. Morgan Chase Bank N.A. and J.P. Morgan Securities since 2012. Wilkerson holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.