Michael Dale Ream

Laura Dawson is a CFP® with 22 years of industry experience, currently serving as an advisor at Berthel Fisher & Company Financial Services, Inc. since 2007. Her background includes ownership and management roles in cattle farming, commodities trading, and insurance businesses. Berthel Fisher & Company Financial Services, Inc. provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and institutional clients, offering a range of asset management platforms and portfolio construction options through approximately 100 independent investment adviser representatives.

Nathan Crouch is a financial advisor with Berthel Fisher & Company Financial Services, Inc. in Sulphur Springs, TX. He holds Series 63 and Series 66 registrations and has 11 years of industry experience. Prior to his current roles, he has been with BFC Planning, Inc. since 2019 and Berthel Fisher & Company Financial Services since 2016. Outside of advisory work, he is involved as an insurance agent with two local agencies. Berthel Fisher & Company Financial Services provides investment advisory and financial planning services primarily for individual and high-net-worth clients, managing approximately $906 million in client assets. The firm offers a variety of investment platforms and strategies tailored to client needs, including discretionary and non-discretionary management, third-party arrangements, and variable annuity sub-account management.

Chettamra Alexander is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Raymond James Financial Services Advisors since 2007. In addition to his advisory role, he serves as a branch manager at Alliance Bank in Sulphur Springs, TX. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, including high-net-worth investors and public sector entities. The firm offers tailored, primarily non-discretionary advisory services and supports municipal and institutional clients through specialized programs and an extensive affiliate network.

Reagan Lowrance is a CFP®-credentialed financial advisor with Raymond James Financial, based in Sulphur Springs, TX, and has two years of industry experience. Prior to joining Raymond James, he spent time at Stavis & Cohen Financial and attended Texas Tech University. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual and institutional clients, including high-net-worth individuals, pension plans, charitable organizations, and municipal entities. The firm offers tailored advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Troy Lopez is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and previously worked at City National Bank of Sulphur Springs for 18 years. Outside of his advisory role, Lopez is involved in a custom hay baling operation with his family. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting through various programs, emphasizing tailored financial plans developed via detailed client interviews and risk assessments.

Jeffery Kesting is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 21 years of industry experience and has previously worked at firms including Independent Financial Group, CETERA Advisor Networks LLC, and Girard Securities, Inc. Outside of his advisory work, he is involved as a season ticket owner engaging in buying and selling individual event tickets. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios from LPL Research and third-party providers.