Michael T. O'brien

Richard Greenhill is a CFP® and ChFC® with 20 years of experience in the financial industry. He is the sole advisor at Financial Analytics, LLC, an independent firm based in Melbourne, FL. Since 2010, he has also been affiliated with American Equity Investment Corporation. Outside of his advisory work, he serves as a bookkeeper for a homeowner association. Financial Analytics, LLC provides financial planning and investment supervisory services to individual clients, focusing on personalized planning and portfolio management under CFP Board practice standards. The firm manages approximately $5.8 million in assets across about 15 client relationships, employing a collaborative, non-discretionary approach to advisory services.

Milo Zonka is a CFP®-credentialed financial advisor with over 21 years of industry experience. She is principal at Zonka & Associates, Inc., an independent advisory firm based in Indialantic, Florida. In addition to her advisory role, she is involved in aviation-related businesses including real estate development and aerospace manufacturing. Zonka & Associates provides investment advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and business entities. The firm offers tailored portfolio management, financial planning, and pension consulting, with a specific focus on retirement plans and institutional clients.

Luis Sanchez is a CFA® charterholder and Series 65 licensee with seven years of industry experience. He is the principal advisor at LVS Advisory LLC and also serves as Managing Partner and 50% owner of Greater Wealth LLC, a wealth management firm founded in 2023. His roles include investment decision-making and client relationship management across both firms. LVS Advisory provides discretionary investment management primarily through separately managed accounts, serving individuals, trusts, family offices, corporations, and employee benefit plans. The firm’s investment approach combines value and growth strategies with a focus on long-term capital preservation, utilizing a broad range of securities including equities, fixed income, convertibles, structured instruments, and derivatives.

Thomas Wuchte is a financial advisor at Critical Mass Financial, LLC with 17 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Prior to founding Critical Mass Financial in 2025, he worked at Northrop Grumman Systems Corporation as an analyst and has served in the United States Navy. Outside of his advisory role, he owns and operates a tax and insurance services business. Critical Mass Financial, LLC provides discretionary and non-discretionary asset management and financial planning services to individuals and high-net-worth clients. The firm utilizes a combination of fundamental and technical analysis within an allocation framework informed by modern portfolio theory, offering strategies that include options trading and tax-loss harvesting.

Jarrett White is a financial advisor at Seven Pines Capital, LLC with six years of industry experience. He holds a Series 65 designation and previously worked at Dykema Gossett, PLLC for three years. Seven Pines Capital, LLC is an independent, single-advisor registered investment adviser serving individuals, retirement plan sponsors and participants, businesses, and select institutional clients. The firm provides asset management and pension consulting services, using a combination of fundamental, technical, and charting analysis, and implements options-writing and other derivatives strategies within separate accounts.

Derek Notman is a CFP® and ChFC® with 20 years of experience in the financial industry. He is the founder of Intrepid Wealth Partners, LLC and has worked with firms including Eagle Strategies and New York Life Insurance Company. Mr. Notman is also an owner of Couplr, Inc., a technology company that connects financial advisors and consumers, and co-owns REBL Group Holdings, an entrepreneur and fathers community. Additionally, he co-hosts "Rethink: The Financial Advisor Podcast," which focuses on industry education and professional development. Intrepid Wealth Partners is an independent advisory firm serving individuals, pension and profit-sharing plans, corporations, and other advisors. The firm provides comprehensive financial planning, discretionary portfolio management, sub-advisory services, and pension consulting, using a personalized, goal-based approach that aligns asset allocation with clients’ objectives and risk tolerance.