Michelle Marie Caudle

Robert Omelina Jr. is the sole advisor at Omelina Group Wealth Management Inc. in Minocqua, WI, with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Century Securities Associates, Inc. since 2010 while leading his own practice since 2014. Omelina Group Wealth Management provides ongoing portfolio management services to individuals, high-net-worth clients, and pension and profit-sharing plans, developing customized Investment Policy Statements that outline client goals and risk tolerance. The firm employs a variety of analytical methods and primarily recommends the Dorsey Wright relative-strength technical program, managing client assets internally without third-party managers.

Charles Ouimette is a financial advisor with Packerland Brokerage Services, Inc. in Minocqua, WI, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Packerland since 2006 and also serves as owner and president of Wisconsin Benefit Planning, an insurance sales business he has operated since 1989. Ouimette has volunteered with the Minocqua Fire Department since 1980. Packerland Brokerage Services, Inc. serves individuals, charities, corporations, and retirement plan sponsors with financial planning, portfolio management, and advisory program access. The firm offers a combination of discretionary and non-discretionary account management, using firm-managed portfolios, wrap programs, and third-party advisory arrangements, while managing both brokerage and advisory assets on the Hilltop/Envestnet platform.

Katrina O Neill is a financial advisor at Packerland Brokerage Services, Inc. with five years of industry experience. She holds the Series 66 designation and has worked at Packerland since 2020. Prior to that, she was employed at Sherwin Williams and is also involved with Wisconsin Benefit Planning and Robertson Ryan Associates as an insurance agent. Packerland Brokerage Services, Inc. serves individuals, charities, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and advisory program access. The firm combines individualized planning with discretionary and non-discretionary account management, utilizing various investment vehicles and maintaining due diligence on third-party managers.

Theresa Rowland is a Certified Financial Planner™ (CFP®) and Personal Financial Specialist™ (PFS™) with 18 years of industry experience. She has worked at CGN Advisors, LLC since 2019 and previously spent two years at Buckingham Asset Management, LLC. She holds insurance licenses in life and health in Illinois and Arizona but has not engaged in insurance sales while affiliated with CGN Advisors. CGN Advisors, LLC provides advisory services to a diverse client base including individuals, families, pension plans, businesses, and charitable organizations. The firm employs a long-term, globally diversified investment approach with fiduciary oversight, offering services such as comprehensive financial planning, investment consultation, portfolio monitoring, and pension consulting.

George Follstad is a financial advisor with Principal Financial Services in Minocqua, WI, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has worked with Principal Life Insurance Company since 1986 and Principal Securities Inc since 2016. Outside of his advisory role, he is involved as a fixed insurance agent offering fixed life, annuities, indexed life, long-term care, and disability insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money managers through discretionary and non-discretionary arrangements.

Matthew Kluetz is a financial advisor with Morgan Stanley in Minocqua, WI, holding a Series 66 license and having 21 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the owner of ON TAP! LLC, a non-investment-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through both individual and employer-based arrangements.