Nancy Dao

Ramy Hindiyeh is a financial advisor at Finmentum LLC in Elk Grove, California, holding a Series 65 designation. He has prior work experience at Honeydev Inc. and Chevron, spanning over 20 years in total. Finmentum LLC is a fee-only advisory firm that provides comprehensive financial planning and discretionary investment management primarily to individuals and families, using a disciplined, long-term, and diversified approach with an emphasis on strategic asset allocation and tax efficiency.

Jonathan Deeringer is a CFP® and CFA® credentialed financial advisor with 16 years of industry experience. He is the principal of Deeringer Wealth Management, LLC, an independent firm he founded in 2019 after working four years at Genovese Burford & Brothers. He serves as Treasurer and board member of the American River Parkway Foundation, a nonprofit focused on preserving the American River Parkway. Deeringer Wealth Management provides investment advisory, financial planning, and retirement plan consulting for individuals, trusts, nonprofits, and corporate clients. The firm’s investment approach is based on fundamental analysis and scenario-based asset allocation, using mutual funds, ETFs, and selectively managed accounts with documented use of leverage and derivatives.

Danielle Miura is a CFP® and holds a Series 66 license with four years of industry experience. She is the principal of Spark Financials LLC, an independent firm based in Elk Grove, CA. Prior to founding Spark Financials, she worked at West Care and attended California State University, Fresno. Outside of financial advising, she owns and operates Spark Tax LLC, providing tax preparation and consulting services. Spark Financials serves individual clients with customized financial planning and investment management, emphasizing a largely passive investment approach informed by modern portfolio theory. The firm also offers discrete consulting projects and tax services through an affiliated tax practice.

Paige Farrell is a Certified Financial Planner™ with nine years of industry experience, currently serving as the sole advisor at Endeavor Financial Planning in Sacramento, CA. Prior to founding Endeavor Financial Planning in 2017, she worked at Kevin M. Young Inc. dba Young Wealth Management and Lane Florence LLC. Endeavor Financial Planning provides comprehensive financial planning and discretionary investment management to individuals, families, trusts, and small business owners. The firm employs a fee-only model focused on strategic asset allocation and tax-efficient investing using low-cost mutual funds and ETFs, with portfolios managed on a discretionary basis.

Malique Micenheimer is a financial advisor at WIN Private Wealth with 6 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life and Eagle Strategies. Outside of his advisory role, he is the founder and CFO of the Micenheimer Foundation, a nonprofit focused on community philanthropy. WIN Private Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers personalized investment management, financial planning, and educational seminars, employing a mix of active and passive strategies along with ESG portfolio options.

Bernard Gwandiku is a financial advisor at Gwan Global Services, Corp. with six years of industry experience. He holds a Series 65 credential and has been with Gwan Global Services since 2019. In addition to his advisory role, he has worked at UCSF Medical Center since 2005 and is involved in real estate marketing and sales as a licensed agent with Keller Williams Realty. Gwan Global Services, Corp. provides portfolio management and financial planning to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs a combination of fundamental, quantitative, technical, and modern portfolio theory analyses, offering both discretionary and non-discretionary management along with hourly financial planning services.