Nicholas Reiber

Elevated Retirement Financial Services provides financial planning, retirement planning, and investment management. Vinicius “V” Hiratuka, CPA, CFP® is a fee-only, fiduciary financial advisor located in Madison, MS. Vinicius, who goes by “V,” founded Elevated Retirement Financial Services out of deep care for people’s financial lives in retirement. Building meaningful and constructive relationships with his clients is what he enjoys most about his work. V was born and raised in Brazil and moved to the United States in 2005. He obtained his undergraduate degree from Mississippi College and completed his graduate studies at Vanderbilt University. He is a NAPFA-Registered Advisor, a Certified Public Accountant, and a Certified Financial Planner™ Professional. He enjoys playing soccer, serving his church, reading, and spending time with his family and close friends.

Travis Woods is a CFP® and CFA® with 15 years of industry experience, currently serving as the principal advisor at Collaborative Advice LLC. His prior roles include positions at Purshe Kaplan Sterling Investments and various business consulting ventures. Outside of advisory work, Woods is the Chief Financial Officer of Maybe Finance, Inc., and a business consultant and partner in several consulting and business ventures. Collaborative Advice LLC provides financial planning and discretionary investment management primarily to high-net-worth individuals. The firm emphasizes asset allocation and Modern Portfolio Theory, utilizing passive investment strategies alongside fundamental analysis, and focuses on planning and consultative services rather than managing large assets under management.

Dalion Welch is a financial advisor at Duncan Wealth Management, LLC in Madison, MS, holding a Series 65 designation with one year of industry experience. He is also the founder and managing partner of Duncan Financial Solutions, PLLC, a CPA firm providing outsourced accounting, tax planning, and fractional CFO services to small businesses. Welch has worked at Trustmark National Bank since 2012. Duncan Wealth Management, LLC offers investment management and comprehensive financial planning to individuals, high-net-worth clients, and businesses, including retirement plan consulting for qualified 401(k) plans. The firm employs a Modern Portfolio Theory-based approach, primarily using passive, low-turnover portfolios with nondiscretionary account supervision.

William Wimberly is the sole advisor at W.A. Wimberly & Associates, Inc. in Madison, Mississippi, holding Series 63 and Series 66 licenses with 42 years of industry experience. He previously worked at LPL Financial from 2008 to 2018 and has operated his own firm since 1972. In addition to his advisory role, he is actively involved in fixed life insurance, long-term disability, and long-term care insurance sales. W.A. Wimberly & Associates provides investment advice and planning services to individuals, closely held businesses, trusts, and estates, managing approximately $31.8 million across about 30 clients. The firm emphasizes a non-discretionary approach to asset management, employs a signature planning program called the Discovery Process, and integrates insurance advisory services alongside investment management.

Frank Zito is the sole advisor at FHZ Wealth Management, LLC in Madison, MS, holding Series 63 and Series 65 licenses with 26 years of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, and Coker & Palmer. He is also an independent insurance agent, spending minimal time on insurance sales. FHZ Wealth Management provides sub-advisory portfolio management services to third-party investment advisers, managing client accounts according to the hiring advisers' objectives and guidelines. The firm employs multiple analysis methods and strategies, focusing exclusively on serving other advisers rather than individual retail clients.

Robert Sutton is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Guaranty Private Wealth. His prior roles include positions at LPL Financial LLC, Renasant Bank, Raymond James Financial Services, and Pinnacle Bank. Outside of his advisory work, Sutton volunteers as a volleyball coach, chairs the board of directors for A Way Out Ministries, and serves on the finance committee at Westminster Academy. Guaranty Private Wealth is a state-registered investment adviser serving individuals, families, and institutional clients. The firm manages discretionary and non-discretionary portfolios using a top-down, goal-based investment approach that incorporates tactical opportunities, alternative income instruments, and typically operates under discretionary authority.