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Niraj Chhabra

Advisor at Mariner Independent — Ramsey, NJ

Updated today

Credentials

CFP®, Series 66

Experience

20 years

Location

Ramsey, NJ 07446

Mariner Independent logo

Mariner Independent

Multi-team

Total advisors

120

Across 74 offices

Clients per advisor

36 Low

Avg AUM per client

$1,654,938 High

HNW client ratio

37% High

About

Niraj Chhabra is a CFP® with 19 years of industry experience, currently serving as Managing Director at Sidebar Advisors and working through Mariner Platform Solutions. He previously spent 17 years at Ameriprise Financial Services, Inc. In addition to his advisory roles, he volunteers with Savvy Ladies, providing financial advice, and conducts client seminars for the Financial Planning Association. Mariner Independent offers investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s platform supports model portfolios, discretionary management, and integrates institutional and retirement plan resources through affiliated entities and third-party partnerships.

Client services

Based on Mariner Independent

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Based on Mariner Independent

Options & derivatives strategies Private / alternative investments Tax-loss harvesting

Occupation focus

Based on Mariner Independent

Founder/Business Owner Retired

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Fee options

Fixed

Financial planning and consulting fees may be charged as flat fees depending on services provided.

Percentage

$0+: Up to 2.50% per annum, negotiable depending on client circumstances and services $10,000 - $25,000: AssetMark Platform for Mutual Fund accounts minimum $25,000 - $1,000,000: AssetMark Platform for Privately Managed and Unified Managed Accounts minimum $125,000+: Minimum for laddered bond fixed income strategy

Commissions

Certain advisory personnel may receive commissions from insurance product sales; brokerage commissions may apply when clients purchase brokerage products separately.

Project-based

Hourly rates applicable for certain consulting and financial planning services as negotiated.

Other

Account minimum: $100,000 Minimum fee: Minimum fees may apply as set forth in client agreements, amount not explicitly specified. Fee-only: Financial planning and consulting fees billed on fixed fee basis, hourly basis, or percentage of assets; fees vary by service level.

Location

See office

Ramsey, NJ

500 Franklin Turnpike

Ramsey NJ 07446

Advisors at this office

2

Most active in

New Jersey · Texas

Work history

20 years of industry experience

Sidebar Advisors

2022 - Present • 4 years

Ramsey, NJ

Mariner Platform Solutions

2022 - Present • 4 years

Ramsey, NJ

Ameriprise Financial Services, Inc.

2005 - 2022 • 17 years

Paramus, NJ

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Robert T

CFP®, Series 7, Series 63

Saddlebrook, NJ

Stirlingshire Investments

Robert Troyano is a CFP® with over 33 years of experience in financial advisory and accounting. He is currently with Stirlingshire Investments and has held prior roles at Grove Point Investments, RMT Wealth Management, H. Beck, and Edwards & Troyano. In addition to his advisory work, he owns an accounting practice and is involved in life and health insurance sales. Stirlingshire Investments provides discretionary portfolio management to individuals, trusts, and various entities, serving both non‑high-net-worth and high-net-worth clients. The firm utilizes multiple methods of analysis and offers a broad range of investment types, including model strategies available through the Advyzon marketplace.

Options & derivatives strategies Active portfolio management Private / alternative investments Roth conversion strategy

Richard D

AIF®, ChFC®, CRPC®

Paramus, NJ

LPL Financial

Richard Dragotta is a financial advisor at LPL Financial with 34 years of industry experience. multiple securities licenses and industry designations and has worked at LPL Financial since 2003, Dragotta serves as a FINRA arbitrator in a non-public capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Wealth management Retirement income strategy General estate planning guidance Trust structures (GRAT, IDGT, revocable) Retirement withdrawal strategies Retired Executive Founder/Business Owner Baby Boomers (Born 1946-1964) Approaching retirement Gen X (Born 1965-1980) Gen Y/Millennials (Born 1980-1995)
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Stephanie B

Series 65

Oakland, NJ

Stargazer Financial Planning

Stephanie Burke is the owner of Stargazer Financial Planning and holds a Series 65 designation. She has seven years of experience at Brigade Capital Management and currently works in an operations role at HIGHLAND Financial Advisors, LLC while pursuing CFP certification. Stargazer Financial Planning is a fee-only, advice-only practice providing hourly financial planning services to individuals, families, and small business owners. The firm follows a passive, indexing-oriented investment approach and emphasizes client education, behavioral finance, and on-demand planning without taking custody of client assets.

Passive / index investing Founder/Business Owner
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Hubert P

Series 63

Upper Saddle River, NJ

Wavelet Advisors

Hubert Parzecki is a financial advisor at Wavelet Advisors with over 20 years of industry experience, including roles at Lazard Asset Management and Rothschild & Co Asset Management. He holds the Series 63 designation. Parzecki has adjunct teaching experience in addition to his advisory work. Wavelet Advisors is an independent, single-advisor firm providing fee-based, discretionary portfolio management to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy grounded in fundamental analysis and offers institutional and business client services uncommon for a boutique practice.

Active portfolio management Concentrated stock management Options & derivatives strategies Real estate investing
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Jay T

CFA®, Series 66

Nyack, NY

Sanskar Advisors, Inc.

Jay Taparia is a CFA® charterholder with 26 years of industry experience. He is the sole advisor at Sanskar Advisors, Inc., an independent registered investment adviser based in Nyack, NY. His prior roles include positions at Climate CFOs, Inc. and New York University, and he has been involved with Sanskar Tax Advisors, Inc. since 2005. Sanskar Advisors provides discretionary portfolio management and financial planning primarily for individuals and families, as well as charitable organizations, estates, and trusts. The firm emphasizes long-term holdings using both fundamental and technical analysis, offers diversification across multiple asset classes, and is affiliated with an in-house tax and accounting practice.

College savings (529s, UTMA, etc.) Cash flow / budgeting
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Aryeh S

Series 65

Monsey, NY

Accfox Capital LLC

Aryeh Safern is the principal of Accfox Capital LLC and holds a Series 65 designation. He has experience working at LS Global Trading INC and Access King BV prior to founding Accfox Capital in 2026. Accfox Capital LLC provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients. The firm uses fundamental, quantitative, and technical analysis across various investment types and manages accounts on a discretionary basis with periodic reviews to maintain alignment with client objectives.

Active portfolio management Options & derivatives strategies Real estate investing College savings (529s, UTMA, etc.) Debt management
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