Patrick Forsyth

Ryan Haefs is a financial advisor with Principal Advised Services, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Principal Financial Services since 2022 and Principal Life Insurance since 2023, and has been with Principal Advised Services since 2024. Haefs's background includes roles in staffing, health care, and education. Principal Advised Services offers investment advice and management primarily to retirement plan participants and retail IRA clients, combining third-party tools like Morningstar with proprietary models. The firm is part of the Principal Financial Group family, providing integrated access to affiliated financial products and services.

Michelle Boyum is a financial advisor at Benjamin F. Edwards & Company, Inc. with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services LLC and Charles Schwab. Benjamin F. Edwards & Company serves a diverse client base including individuals, pension plans, charitable organizations, and corporations. The firm offers comprehensive investment and financial planning services through fee-based wrap programs, utilizing both proprietary and third-party managed strategies across various asset classes.

Nancy Forsyth is a financial advisor with Cetera, holding a Series 63 designation and bringing 19 years of industry experience. She previously worked at Avantax Advisory Services and Avantax Insurance Services and has operated Bluff Country Financial Services since 2007. Outside of her advisory work, she organizes Girl Scout meetings and coordinates cookie sales in Houston, Minnesota. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and access to third-party money managers, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Arne Beneke is a CFP® professional with 42 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of advising, he is involved in a family farm business and serves on the board of St. John's Church Council. Ameriprise is a large institutional firm known for its retirement-income planning service designed for individuals nearing or in retirement, typically with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement recommendations through a centralized consulting team.

Melissa Niccum is a financial advisor with Ameriprise in Caledonia, MN, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2000. Outside of her advisory role, Niccum serves as President on the Board of Directors for the ISD 299 Foundation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, supporting clients primarily through Ameriprise-managed accounts.

Jeffrey O'Donnell is a financial advisor with Ameriprise based in Rushford, MN, holding a Series 66 designation and 20 years of industry experience. He previously worked at LPL Financial for 13 years and has been involved with Chimney Rock Forestry since 2011. Outside of his advisory work, he serves as a volunteer fireman with the Rushford Fire Department. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets. The firm combines research and modeling with tax-efficient strategies to produce personalized recommendation reports through a centralized consulting team.