Paul Folbre

Troy Bethards is a financial advisor at Sterling Investment Advisors, LLC with six years of industry experience. He holds a Series 65 designation and serves as Dean of the College of Business and Computer Science at Southwest Baptist University, where he has worked since 2000. Sterling Investment Advisors provides discretionary investment management and financial planning services to individuals, estates, trusts, charitable organizations, corporations, and pension plans. The firm emphasizes strategic asset allocation using primarily lower-cost index mutual funds and ETFs, with portfolios reviewed quarterly and stress-tested through Monte Carlo simulations.

Tara Parson is a financial advisor at Sterling Investment Advisors, LLC with three years of industry experience. She holds the Series 65 designation and previously worked at Southwest Baptist University for seven years before joining Sterling Investment Advisors in 2022. Sterling Investment Advisors is an SEC-registered firm that provides discretionary investment management and financial planning services to a diverse client base including individuals, estates, trusts, charitable organizations, and pension plans. The firm focuses on strategic asset allocation using primarily low-cost index funds and ETFs, employs forward-looking return estimates, and conducts quarterly portfolio reviews.

James Jones is a financial advisor with Sterling Investment Advisors, LLC, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience and has been with Sterling Investment Advisors since 1995. Sterling Investment Advisors is an SEC-registered firm that provides discretionary investment management, financial planning, and estate-planning tools to individuals, estates, trusts, charitable organizations, corporations, pension and profit-sharing plans, and an endowment. The firm emphasizes strategic asset allocation using primarily lower-cost index mutual funds and ETFs, incorporates forward-looking return estimates, and conducts regular portfolio reviews.

Nicole Avery Young is a financial advisor with Benjamin F. Edwards Wealth Management, LLC, holding Series 63 and Series 66 licenses and 25 years of industry experience. She has been with Benjamin F. Edwards & Co. since 2017 and previously worked for the Bolivar R-1 School District. Benjamin F. Edwards Wealth Management provides advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable entities. The firm offers discretionary investment management, financial planning, and consulting through multiple portfolio management strategies and maintains a multi-office team managing approximately $705 million in discretionary assets.

Cathy Clift is a CFP® with 39 years of industry experience, currently serving as a financial advisor at SPC since 2021. Her prior experience includes long-term roles at Avantax Advisory Services and related entities dating back to 1986, and she has also operated Bolivar Tax & Financial Services since 1981. In addition to her advisory work, she is employed as a tax preparer at Prime Accounting Solutions in Bolivar, MO. SPC serves a broad mix of individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisors and approximately $5.66 billion in assets under management. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, with a notable corporate structure that integrates affiliated broker-dealers and insurance agencies alongside fiduciary and non-fiduciary retirement services.

Charles Campbell is a financial advisor at Osaic with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Osaic since 2024, following previous roles at Securities America and Linsco/Private Ledger Corp. In addition to his advisory role, Campbell provides fee-based asset management services through Bolivar Investment Services, focusing on portfolios involving stocks, mutual funds, ETFs, and UITs. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to create tailored investment portfolios.