Paul Heath Kelley

Trent Stirling is a financial advisor at F2 F Retirement, LLC, holding a Series 65 credential with 11 years of industry experience. He has served as a seminary teacher for the LDS Church since 2012, teaching high school students about religion. He is also an independent real estate agent. F2 F Retirement primarily serves individual investors, offering both discretionary and non-discretionary portfolio management along with comprehensive financial planning. The firm combines fundamental and technical analysis in its investment approach and provides various implementation options, including mutual funds, ETFs, bonds, options, and annuities.

Philip Eldredge is a financial advisor at F2 F Retirement, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Deseret First Credit Union. In addition to his advisory role, he sells life insurance as an independent agent, a business he began while at Fidelity Investments. F2 F Retirement primarily serves individual investors, offering discretionary and non-discretionary portfolio management along with comprehensive financial planning and annual reviews. The firm combines fundamental and technical analysis in its investment process and provides clients with a range of implementation options including mutual funds, ETFs, bonds, options, annuities, and insurance products.

Lance Mccubbins is a financial advisor with F2 F Retirement, LLC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. He has been with F2 F Retirement since 2011. In addition to his advisory role, he owns L7 Insurance, where he sells life insurance, annuities, and other health-related policies. F2 F Retirement primarily serves individual investors with discretionary and non-discretionary portfolio management and comprehensive financial planning. The firm uses a combination of fundamental and technical analysis, offering active strategies that may include options and margin, and provides clients with educational communications and periodic seminars.

Scott Cluff is a financial advisor with On Investment Management Company, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at The O.N. Equity Sales Company and Ohio National Financial Services since 2011. Outside of his advisory role, he serves as a trustee for his parents' estate and is involved in marketing life, health, and disability insurance products through True North Wealth Management LLC. On Investment Management Company provides financial planning and investment advisory services to individual investors, charitable organizations, businesses, and retirement plan sponsors. The firm offers a range of advisory programs, including fee-based financial planning and access to multiple third-party investment platforms, with a significant portion of client assets managed on a non-discretionary basis.

Casey Walker is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Prior to joining LPL Financial in 2025, he spent 12 years at Cetera Advisor Networks LLC. Outside of his advisory work, he coaches soccer locally and owns a sculpting studio business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by in-house and third-party research and portfolio management services.

Abraham Guzman is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at Northwestern Mutual and HR Block. He has also been involved in teaching at Yakima Valley College and North Seattle College for several years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of portfolio management options and investment research.