Paul William Mattke

Paul Curtman is the sole advisor at P.R. Curtman Investments LLC, an independent advisory firm. He holds Series 63, 65, and 66 licenses and has 11 years of industry experience, including positions at Edward Jones, Ameritas, and the State of Missouri. Outside of financial advising, he owns E-5 Operations LLC, a media and guidance business related to his writing and leadership activities. P.R. Curtman Investments LLC manages approximately $15.7 million for about 34 clients, offering individualized investment management, comprehensive financial planning, and business and retirement planning for individuals, high-net-worth clients, corporations, and charitable organizations. The firm employs a tailored investment process incorporating fundamental, technical, and cyclical analysis alongside Modern Portfolio Theory and provides financial literacy content and estate-planning resources in addition to its advisory services.

Danny Steele is a financial advisor with The Retirement Planners, USA, LLC, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. His career includes roles at Silver Oak Securities, Inc., First Heartland Capital Inc, and positions in education with the Escambia County School District and Pensacola State College. Outside of advisory services, he owns Steele Insurance Agency, which focuses on Medicare insurance sales and other insurance products. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and is notable for managing a large client base for its size, as well as providing annuity management and educational seminars.

Anthony Williams is the sole advisor at Sentinel Investment Planning, LLC in Milton, FL, holding a Series 65 designation with 20 years of industry experience. He has managed the firm since its founding in 2016. Sentinel Investment Planning is an independent advisory firm serving a very small client base of high-net-worth individuals with discretionary portfolio management. The firm employs a range of investment strategies including active and leveraged trading, conducting regular reviews and portfolio monitoring across various asset classes.

Caleb Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL. He holds a Series 65 designation and has been with Guernsey Financial since 2018. Prior to his advisory role, he worked at Olive Baptist Church for one year and has a background in education. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm emphasizes advisory and oversight services, operating primarily as a co-advisor and referrer while relying on third-party managers for portfolio management.

Douglas Guernsey is a financial advisor with Guernsey Financial, LLC in Pensacola, FL, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked at Guardian Life and its affiliated entities from 1997 to 2019 before joining Guernsey Financial in 2019. Outside of his advisory role, Guernsey serves as Vice President of the Plantation Road Town Office Owners Association Inc. Guernsey Financial serves individual and high-net-worth clients, providing retirement-plan consulting, financial planning, portfolio analysis, and public educational seminars. The firm operates primarily as a co-advisor and referrer, focusing on advisory and oversight services while partnering with third-party managers to handle portfolio management.

John Mugarian is a financial advisor at FamilyWealth Asset Management with 37 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Mugarian Investment Group, LLC for 21 years and Painewebber Incorporated for over 26 years. Outside of his advisory role, he manages a vacation property in Gatlinburg, Tennessee, as the managing member of a private LLC. FamilyWealth Asset Management serves individual and institutional clients, offering discretionary and non-discretionary portfolio management, retirement plan consulting, and access to insurance products. The firm employs a multi-asset, dynamic investment approach combining passive core exposures with active and alternative strategies, delivering services through an integrated platform and Turnkey Asset Management Program.