Paul Waters

Paul Pangburn is a CFP® with 17 years of industry experience and has been with Gibson Financial Solutions, Inc. since 2007. He holds a Series 65 license and operates out of Ellsworth, ME. Gibson Financial Solutions, Inc. is a fee-only advisory firm serving individuals, high-net-worth families, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm employs a core-satellite investment approach using no-load mutual funds, ETFs, and fixed-income securities, with discretionary management and a focus on integrating financial planning into portfolio oversight.

Robert Pendergist is a financial advisor with Advisory Services Network and holds Series 63 and Series 65 licenses. He has 23 years of industry experience, having worked at firms including Shore Point Advisors, LPL Financial, and Guardian Life Insurance. Outside of his advisory work, he serves as Chairman of the Board for USA Surfing, overseeing regulatory and governance matters. Advisory Services Network supports individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisors. The firm offers portfolio management, financial planning, and investment consulting services with a focus on tailored strategies across a broad range of asset classes.

Sonya Mitchell is a financial advisor at OSAIC Institutions, INC. with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Infinex Investments, Inc. and Bar Harbor Banking & Trust Company since 2004. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements and access to alternative investments. The firm employs a network of investment adviser representatives who provide both discretionary and non-discretionary solutions, supported by extensive partnerships with banks and credit unions.

Ryan Bartlett is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Prior to joining the firm, he worked for 13 years at VanceGray Wealth Management, Inc. Bartlett is a board member of the Husson University Alumni Association in Bangor, ME. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and research integrating quantitative and fundamental analysis.

Kevin Davidson is a financial advisor at Key Investment Services LLC with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked with KeyBank and its affiliated firms since 2017. Prior to his financial services career, he was employed at Lowes and the University of Maine. Key Investment Services LLC offers wrap-fee advisory programs and model-driven investment options to a diverse client base, including individuals, trusts, estates, charities, corporations, and small businesses. The firm operates primarily through non-discretionary, model-based wrap programs and maintains committees to oversee third-party strategists and program suitability.

Dennis Kinghorn is a financial advisor at OSAIC Institutions, INC. with 29 years of industry experience. He holds a Series 66 designation and has worked with Infinex Investments, Inc., Bar Harbor Bank & Trust, and LPL Financial. Outside of his advisory role, he is involved in small-scale commercial activities including shellfish sales and blueberry harvesting. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering customized advisory and brokerage services. The firm provides access to alternative investments and lending solutions, with a notable focus on non-discretionary assets and a dual broker-dealer/adviser structure.