Penn Saad

Derrick Demay is the sole advisor at Kaizen Wealth Management, LLC in Charleston, SC, holding Series 63 and Series 65 designations with 25 years of industry experience. He has led Kaizen Wealth Management since 2004. The firm provides financial planning and portfolio management for individuals, families, trusts, and retirement accounts, managing approximately $58.5 million in client assets for a small client base. Kaizen Wealth Management employs an evidence-based investment approach grounded in Modern Portfolio Theory and behavioral finance, focusing on diversified portfolios tailored to client risk tolerance and time horizon.

Matthew Morizio is a financial advisor at Reconstructing Wealth with eight years of industry experience. He holds a Series 65 designation and previously worked at Beck Bode LLC and Kforce Inc. before founding Reconstructing Wealth in 2024. Reconstructing Wealth provides discretionary investment management and comprehensive financial planning to individual and high-net-worth clients, often constructing portfolios with individual equities and retaining legacy positions when appropriate. The firm employs both fundamental and technical analysis, pursuing a long-term strategy while allowing shorter-term trades for rebalancing, tax management, or cash needs.

Joseph Baker is a CFP® professional with 21 years of industry experience. He is the sole advisor at Baker Asset Management, LLC, an independent firm he has led since 2017. His prior experience includes roles at Visionquest Wealth Management, Wealth Management, LLC, and Alcus Financial Group, LLC. Baker Asset Management, LLC serves individual and high-net-worth clients as well as pension and profit-sharing plan sponsors, offering modular financial planning, discretionary portfolio management, and customized pension consulting. The firm combines fundamental and technical analysis with a long-term trading orientation and maintains a significant focus on pension plan consulting, managing approximately $44.8 million in client assets.

Brett Fellows is a CFP® with 20 years of industry experience and has been the sole advisor at Oak Capital Advisors, LLC since 2016. He previously worked at Kovack Advisors, Inc. and Kovack Securities, Inc. from 2013 to 2016. In addition to his advisory work, he owns and operates QDRO Divorce Financial Solutions, providing specialized QDRO document preparation services. Oak Capital Advisors is an independent, single-advisor firm serving primarily individual clients through managed accounts and financial planning retainers. The firm employs tailored investment strategies based on clients’ objectives and risk tolerance, with assets custodied through independent qualified custodians.

Ryan Bass is a CFP® and ChFC® with 22 years of industry experience. He is the principal advisor at Calidris Financial, LLC, having previously worked at Northwestern Mutual and Mass Mutual affiliates from 2002 to 2025. Ryan receives insurance commission trails from prior sales but does not currently hold an active insurance license or sell insurance products. Calidris Financial provides discretionary asset management, financial planning, and consulting services, including ERISA plan advice and management. The firm combines third-party managers with in-house portfolio construction, employing a range of investment strategies and regular account reviews, and offers both hourly and fixed-fee planning engagements.

David Hone is a CFA® charterholder with 26 years of industry experience. He is the principal of LCV Advisors LLC, an independent firm he has led since 2016, following five years at William Blair & Company. LCV Advisors provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, corporations, and other business entities. The firm combines fundamental, technical, and cyclical analysis within a Modern Portfolio Theory framework, blending active and passive mutual funds and ETFs to meet client asset-allocation targets.