Peter Lowell

Michael Perna is a CFA® charterholder and holds a Series 66 license with eight years of industry experience. He is the principal of Flying Point Advisors in Freeport, ME, where he has worked since 2021. In addition to his advisory role, Perna provides business consulting, accounting, and tax planning services as a CPA. Flying Point Advisors offers financial planning and portfolio management to individual clients, including high-net-worth individuals, focusing on retirement, tax, investment, and debt planning. The firm employs a long-term, low-cost, index-based investment approach combined with tax-aware strategies and also provides accounting and tax services alongside investment advice.

John Duffy is the sole advisor at Intent Advice, Inc. in Yarmouth, ME, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior roles include positions at Broad Cove Capital, Cribstone Capital Management, and Purshe Kaplan Sterling Investments. Intent Advice, Inc. provides consulting and investment-advisory services to a limited client base including high-net-worth individuals, small businesses, charities, endowments, trusts, and estates. The firm offers written financial plans and ongoing advice tailored to each client’s investment profile, typically reviewing clients quarterly, and operates with a fee structure based on negotiated fixed fees and hourly rates rather than assets under management.

Wayne Schaab is a financial advisor at Gilbert Investment Management in Portland, ME, with 42 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Kovack Securities, Inc. and Delta Equity Services Corporation. Gilbert Investment Management provides personalized, fee-only investment management and financial planning to individuals, high net worth clients, trusts, estates, charitable organizations, municipalities, and small businesses. The firm employs a core–satellite investment strategy using passive index funds and ETFs supplemented by actively managed funds, offering globally diversified portfolios while managing both discretionary and non-discretionary accounts.

Donald Gilbert is a financial advisor at Gilbert Investment Management in Boston, MA, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Delta Global Asset Management and Delta Equity Services Corporation. Gilbert Investment Management provides personalized, fee-only investment management and financial planning services to individuals, high net worth clients, trusts, estates, charitable organizations, municipalities, and small businesses. The firm employs a core–satellite investment approach combining passive index funds and ETFs with actively managed funds, offering globally diversified portfolios and both discretionary and non-discretionary account management.

Patricia Barnes is a financial advisor with Maine Advisory Associates, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. She has been with Maine Advisory Associates and its predecessor entities since 2006. Maine Advisory Associates serves individual and high-net-worth clients, trusts, estates, and business entities by providing discretionary asset management and financial consulting. The firm constructs portfolios with individual stocks and bonds, ETFs, and mutual funds, emphasizing long-term strategies combined with fundamental and technical analysis.

Kimberly Volk is a financial advisor at Maine Advisory Associates with 12 years of industry experience. She holds a Series 65 designation and has worked previously at Aurora Financial Group, LLC. Ms. Volk serves on the board of directors and as treasurer for the Maine Jewish Film Festival, a nonprofit organization. Maine Advisory Associates serves individual and high-net-worth clients, as well as trusts, estates, and business entities, providing discretionary asset management and financial consulting. The firm emphasizes long-term purchase strategies with periodic rebalancing and incorporates both fundamental and technical analysis, offering tailored investment programs that include individual securities and tactical stock selections.