Phuong Luong

Melissa Mason is a financial advisor at Cascade Wealth Management Solutions Inc. in Pittsfield, MA, with one year of industry experience. She holds the Series 65 designation and has previously worked at Berkshire Retirement Strategies. Outside of advising, Mason owns and operates Shire Virtual Admin, providing administrative clerical services. Cascade Wealth Management Solutions provides discretionary asset management and financial planning to high-net-worth individuals, managing approximately $16.6 million in assets. The firm emphasizes fundamental analysis and personalized client profiles to guide investment decisions, conducting quarterly reviews and offering portfolio customization without outsourcing investment selection or proxy voting.

James Rose is a CFP® certificant with 21 years of industry experience. He is the sole advisor at Dollar & Sense and has operated Herrick-Rose, Inc., his tax planning and preparation firm, since 1998. His work integrates tax consulting with retirement and investment planning. Dollar & Sense Tax & Financial Planning Services primarily provides tax planning and preparation for individuals and various business entities, offering fee-only financial planning and investment advice focused on no-load mutual funds and ETFs. The firm follows a tax-first model, emphasizing long-term buy-and-hold strategies and asset allocation while encouraging clients to manage their accounts actively.

Stephen Galib is the principal advisor at Stephen P Galib CRPC in Pittsfield, MA, holding a Series 65 designation with seven years of industry experience. He has a long-term engineering career at General Dynamics Mission Systems and also works as a tax preparer for Giardina & Bresett PC. His firm provides financial planning and investment advice to individuals and related estates and trusts, focusing on diversified allocations to mutual funds and ETFs based on client goals and risk tolerance. The practice does not manage client assets directly and uses an hourly billing model, emphasizing strategic allocation with limited discretionary authority.

Hao Jiang is a financial advisor at East River Capital Management LLC with a Series 65 credential and one year of industry experience. Prior to joining East River Capital Management, he worked at Zhong Lun for eight years and Broad & Bright for four years. East River Capital Management LLC is an independent, fee-only advisory firm serving individuals and entities, including pension and profit-sharing plans, charitable organizations, and municipal government clients. The firm provides tailored financial planning and non-discretionary asset management, combining fundamental, technical, and cyclical analysis, and is notable for its pension consulting services and educational seminars on topics such as value investing and private equity.

Patrick Hanley is a Series 65-licensed financial advisor with Hanley & Associates LLC in Pittsfield, MA, bringing three years of industry experience. His prior work includes roles at The Bulmann Group, Keller Williams Realty, and Pappadeaux Seafood Kitchen. Hanley & Associates serves individual investors, small business owners, and corporate pension and profit-sharing plans, providing financial coaching, retirement-plan fiduciary reviews, and investor education workshops. The firm primarily operates in a non-discretionary capacity and collaborates with third-party portfolio managers who implement model portfolios based on Modern Portfolio Theory.

Alan Besterman is a financial advisor at FSP Advisors, Inc. with 43 years of industry experience. He holds a Series 66 designation and has worked at FSP Advisors since 2017 and at Leigh Baldwin & Co., LLC since 2008. Outside of advising, he serves as a certified pistol instructor and is involved with the East Chatham Fire Department as an assistant chief, treasurer, and bookkeeper. He also owns a tax return preparation business, The Balance Sheet, Inc. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and other institutions, offering portfolio management, financial planning, and pension consulting. The firm employs a variety of investment methods tailored to client objectives and risk tolerance, delivering both discretionary and non-discretionary management while making educational seminars available to the public at no charge.