PJ Lynn Gibbs

William Buckman is a financial advisor at Dollars & Sense Financial Fitness with one year of industry experience. He holds a Series 65 designation and previously worked at Lord from 2004 to 2021 before a brief retirement. Dollars & Sense Financial Fitness serves individual clients, including high-net-worth individuals, by providing portfolio management, financial planning, and one-on-one financial coaching. The firm uses a long-term trading approach with cyclical and fundamental analysis, operates on a non-discretionary basis, and incorporates financial coaching methods such as the Dave Ramsey “7 baby steps” and a debt-snowball strategy.

Sabina Lewis is a CFP® with eight years of industry experience, currently serving as the sole advisor at Avant-Garde Wealth. Her work history includes roles at Origin Financial, Journey Financial Management, and several entrepreneurial and instructional positions outside finance. Avant-Garde Wealth is an independent firm that provides financial planning, investment management, and financial education to individuals, businesses, and non-profit organizations. The firm employs a long-term, research-based investment approach focused on index mutual funds and ETFs, offering customized Investment Policy Statements and discretionary management with regular reviews.

Grant Patterson is a financial advisor at Journey Financial Management, LLC with two years of industry experience. He holds a Series 65 designation and has prior experience at South Central Bank and Payroll Vault. Patterson is also a licensed life insurance agent in Kentucky, offering life insurance options to clients. Journey Financial Management provides advisory services to individuals, business-sponsored retirement plans, and other entities. The firm focuses on passive, cost-aware investment strategies using index mutual funds and ETFs, tailoring allocations to client goals, life stage, and risk tolerance while serving about 77 clients with a four-advisor team.

Richard Fontenot is a CFP® with 18 years of experience in financial advising at Journey Financial Management, LLC. He has managed or owned several businesses, including Boxcar, LLC and Banana Stand Ventures, LLC. Outside of advisory work, he is involved in business consulting, insurance sales, and RV rental operations. Journey Financial Management serves individuals, business-sponsored retirement plans, and other entities, offering financial planning, discretionary investment management, and specialized services such as SIMPLE IRA advisory and donor-advised fund portfolio management. The firm focuses on passive, cost-aware investment strategies tailored to clients' goals and risk profiles.

Bradley Hinton is a financial advisor at Hinton Financial in Bowling Green, KY, with seven years of industry experience. He holds the Series 65 designation and has worked at AE Wealth Management and the Financial Planning Center prior to his current role. Outside of advisory services, he is a licensed insurance agent involved in insurance sales and services. Hinton Financial provides advisory services to individuals, trusts, estates, charitable organizations, and business entities by matching clients with registered third-party managers. The firm serves as a liaison, handling documentation, disclosures, and ongoing monitoring without directly managing client assets.

Derrick Palmer is a Certified Financial Planner® (CFP®) with 12 years of industry experience. He has worked at Edward Jones for nine years before joining Journey Financial Management, LLC, where he has been an advisor since 2023. Journey Financial Management, LLC provides advisory services to individuals, including high-net-worth clients, business-sponsored retirement plans, and other entities. The firm employs a primarily passive, cost-aware investment approach using index mutual funds and ETFs, tailoring portfolios to client goals and risk tolerance while serving approximately 77 clients with $57.9 million in discretionary assets under management.