R. Alexander Mattrey

Eric Ervin is a CFP® with 21 years of industry experience and is currently associated with Heirmont Wealth Management. His prior roles include positions at Securitize Corp., ALPS Distributors, Onramp Invest, Blockforce Capital Management, and Reality Shares. Heirmont Wealth Management provides discretionary investment management and integrated financial planning primarily to high-earning W-2 professionals such as physicians and corporate executives. The firm emphasizes financial planning alongside portfolio management, utilizing low-cost, diversified ETFs with tax-aware strategies and a focus on clients' time horizons and risk capacity.

Baron Willis is a financial advisor at Chelsea Advisory Services, Inc. with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Chelsea Financial Services since 2016 and Hartley Cylke Pacific since 2003. Willis serves as a director on the Alpine Fire Protection District board and is a commissioner for the San Diego LAFCO. He also owns Willis Insurance & Financial Services, a non-investment-related business. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate clients. The firm focuses on long-term, fundamental investment strategies and manages diversified portfolios primarily on a discretionary basis, integrating closely with an affiliated broker-dealer and custody platform.

Michelle Hall is a financial advisor at Creative Planning with a Series 65 designation and two years of industry experience. She has held positions at Creative Planning since 2023, previously working at The Retirement Advantage, OneAmerica Retirement Services, and Alpha & Omega Financial Management Consultants Inc. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by direct indexing, tax-loss harvesting, and other tactical approaches.

Michael Kortz is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Lincoln Financial Securities, and Independent Advisers Group Corp. In addition to his advisory role, he owns Backcountry Insurance Services, where he operates as an independent insurance agent for various types of insurance including life, health, and property and casualty. OSAIC serves a diverse range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Kathryn Gaggi is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Sam Farhan is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Merrill Lynch, TD Ameritrade, and LPL Financial. Outside of his advisory role, he operates a life coaching business and is involved in online retail through an online candy store partnership. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.