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Ray A Stephens

Advisor at Cetera — Lamesa, TX

Updated today

Credentials

Series 66

Experience

21 years

Location

Lamesa, TX 79331

Cetera logo

Cetera

Institution

Total advisors

10,171

Across 5,095 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Ray Stephens is a financial advisor at Cetera with 21 years of industry experience and holds a Series 66 designation. He has worked at several firms including Avantax and 1st Global Advisors, and is also a CPA and shareholder at Stephens, Stephens, & Telchik, PC. Outside of his advisory work, he is president of a wholesale and retail fuel distribution company and partners in family farm operations. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Lamesa, TX

212 S. Houston Ave

Lamesa TX 79331

Advisors at this office

1

Most active in

Texas

Work history

21 years of industry experience

Cetera

2025 - Present • 1 year

Schaumburg, IL

Cetera Wealth Services, LLC

2025 - Present • 1 year

Lamesa, TX

Avantax Investment Services, Inc.

2019 - 2025 • 6 years

Lamesa, TX

Avantax Advisory Services

2019 - 2025 • 6 years

Lemesa, TX

Avantax Insurance Services, Inc.

2007 - 2025 • 18 years

Lamesa, TX

Avantax Insurance Agency and/or Avantax Insurance Services

2005 - 2025 • 20 years

Lamesa, TX

1st Global Advisors, Inc.

2005 - 2019 • 14 years

Lamesa, TX

1st Global Capital Corp

2004 - 2019 • 15 years

Lamesa, TX

Stephens, Stephens, & Telchik, PC

1985 - Present • 41 years

Lamesa, TX

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Dusty T

Series 66

Lamesa, TX

Edward Jones

Dusty Thornhill is a financial advisor with Edward Jones in Lamesa, TX, holding a Series 66 license and three years of industry experience. Prior to joining Edward Jones, he worked at Rusted Thorn Enterprises LLC and Matador Resources Company. Outside of advising, his family owns a fitness center business called The Studio on Main. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated products supported by a large nationwide network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Anacleto C

Series 66

Lamesa, TX

Edward Jones

Anacleto Casas is a Series 66 credentialed financial advisor at Edward Jones in Lamesa, TX, with 18 years of industry experience and over 19 years at Edward Jones. He serves as Vice Chair of the Lamesa Chamber of Commerce and is involved in managing family partnerships and trusts, as well as a group fitness gym. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Katherine M

CFP®, Series 66

Lamesa, TX

Edward Jones

Katherine Moore is a CFP® and holds a Series 66 license with four years of industry experience. She currently works at Edward Jones and has previous experience at Cerity Partners LLC and FJY Financial. Her background includes roles connected to Texas Tech University and its alumni association. Edward Jones is a full-service wealth management firm serving over four million clients, ranging from individual households to corporate and charitable organizations. The firm offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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