Renee Morgan

Jeffrey Black is the sole advisor at Black Capital, LLC, an independent firm based in Cortez, Colorado. He holds a Series 65 designation and has 13 years of industry experience. In addition to his advisory role, he serves as an assistant professor at the University of Memphis. Black Capital, LLC provides financial planning and individualized portfolio management primarily for individual clients, including high-net-worth and business clients. The firm emphasizes passive investments and Modern Portfolio Theory to build diversified portfolios tailored to clients’ goals, using a range of asset classes and instruments.

Andrew Cuckie is a CFP® and Series 66-licensed financial advisor with Edward Jones, based in Cortez, CO, where he has 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its services with a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Julia Buff is a financial advisor at Cetera with six years of industry experience. She has worked at Cetera since 2021 and previously was with Voya Financial Advisors from 2019 to 2021. Outside of her advisory role, she has been involved in teaching dance and supporting social-emotional development as a substitute teacher at Battle Rock Charter School. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth clients, institutions, and retirement plans through a network of independent advisors. The firm offers a range of portfolio management and financial planning services, combining advisor-managed accounts, model portfolios, and third-party solutions, with notable retirement and fiduciary capabilities integrated into its platform.

Audra Fahrion is a financial advisor with Edward Jones in Cortez, Colorado, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices nationwide.

Pepper Noyes is a Series 66 licensed financial advisor with Edward Jones, based in Cortez, CO. He has a total of two years of industry experience, all with Edward Jones. Outside of his advisory role, he is a joint owner of a rental property in Cortez. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large nationwide network of advisors and offers various advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Zachary Fahrion is a Series 66-licensed financial advisor with Edward Jones in Cortez, Colorado, bringing 14 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he owns ZF Productions, a craft business that creates and sells handcrafted gifts on Etsy. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated financial services. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of over 23,000 advisors and more than 15,000 branch offices.