Richard Albert Borkowski

Lance Lipoufski is the principal advisor at Noble Advisory Group LLC in Waco, TX, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and also operates Family Financial Services, where he works as an insurance agent. Noble Advisory Group primarily serves individual clients by providing financial planning, consulting, qualified plan consulting, and public educational seminars, acting mainly as a solicitor that refers client assets to third-party investment managers. The firm does not custody client assets and focuses on administrative and liaison services while selected managers handle portfolio management.

Trevor Wardlaw is the sole advisor at Wardlaw Wealth Management LLC in Waco, TX, holding Series 63 and Series 65 licenses with 28 years of industry experience. Before founding his independent firm in 2021, he worked at Securities America Advisory and Securities America, Inc. from 2007 to 2021. Outside of advising, he is an author and publisher, having created a children's book and published works on Texas history and the Civil War. Wardlaw Wealth Management provides discretionary asset management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, plan sponsors, institutional accounts, and charitable organizations. The firm employs a combination of fundamental analysis, technical charting, and modern portfolio theory to construct diversified portfolios managed on a discretionary basis, and it also offers pension consulting and 3(21) advisory services for employer-sponsored retirement plans.

Robert Cluck is a CFP® with 27 years of industry experience and has been the sole advisor at The Aspen Equity Group since 1992. He holds a Series 63 license and serves as a portfolio manager for an investment fund through AEG Fund Advisors, Inc. The Aspen Equity Group provides investment supervisory services, financial planning, and strategic development to individuals, institutional, and fiduciary clients. The firm employs an active “Value + Momentum” investment approach across multiple portfolio types and also sponsors a private long/short hedge fund, managing pooled investment vehicles alongside model-based discretionary portfolios.

Amy Fields is a financial advisor at Investments Plus LLC with nine years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Disciplined Investors, L.L.C. from 2016 to 2019. Outside of her advisory role, she manages multiple rental properties. Investments Plus LLC serves individuals, high-net-worth clients, and pension or profit-sharing plans by providing portfolio management, financial planning, and pension consulting. The firm focuses on asset-allocation strategies and uses a range of investment vehicles, including mutual funds, ETFs, equities, fixed income, real estate funds/REITs, annuities, TIPS, and non-U.S. securities.

Phillip Castle is a financial advisor with Winnacle Wealth, LLC in Waco, TX, holding Series 63 and Series 65 licenses and with 31 years of industry experience. His prior roles include positions at Brookstone Wealth Advisors, The Momentous Group, and Regal Investment Advisors. He is also a partner at Simplicity Group Inc., where he recruits and trains insurance agents. Winnacle Wealth provides discretionary investment management and financial planning services to individual and high-net-worth clients, using a long-term investment approach driven by fundamental and cyclical analysis. The firm employs a range of investment vehicles including mutual funds, ETFs, individual securities, and options, and integrates third-party tools for portfolio construction and client reporting.

Kendell Adler is a Certified Financial Planner® with 20 years of industry experience. He has worked at Capital Square, LLC since 2020 and previously held roles at Standard Retirement Services, Inc., Stancorp Investment Advisers, Inc., and StanCorp Equities, Inc. He holds Series 63 and Series 65 licenses. Capital Square provides investment advice and financial planning to individuals, trusts, businesses, non-profits, foundations, and endowments. The firm offers retirement planning and portfolio management services, managing approximately $393 million in client assets as of December 2024, with portfolios tailored through diversified asset allocation and reviewed quarterly.