Richard Bernstein

Andrew Burdick is the sole advisor at Burdick Wealth Management, LLC, an independent firm based in Kula, Hawaii. He holds a Series 65 designation and has 18 years of industry experience. Burdick has led his firm since its founding in 2013. Burdick Wealth Management is a fee-only, state-registered adviser serving primarily individual clients, as well as business entities, trusts, and a limited number of institutional clients. The firm focuses on individualized, long-term investing and employs a mix of fundamental and technical analysis, with the occasional use of leverage and derivatives for certain clients.

Jennifer Macedo is a CFP® and holds a Series 65 license, with five years of industry experience. She has worked at Front Street Financial since 2021 and previously spent nine years at Equity Advisors of Kentucky. Macedo serves on the board of the Guilliom Family Foundation, a family-owned nonprofit. Front Street Financial is an independent, fee-only advisory firm that primarily serves individual clients as well as charitable organizations, corporations, and other businesses. The firm provides customized investment management and financial planning services, emphasizing non-discretionary portfolios guided by client objectives, risk tolerance, and tax considerations.

Eric Lee is the sole advisor at Lifelong Investment Management Services LLC in Wailuku, HI, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has been with Lifelong Investment Advisors, LLC since 2011 and has been a licensed individual insurance agent since 2009. Outside of advising, he is minimally involved in a rental property business managed by his wife. Lifelong Investment Management Services provides investment management, personalized financial planning, investor coaching, and solicitation of third-party money managers to individuals, retirement plans, trusts, small businesses, and charitable organizations. The firm uses an institutional, passive-oriented investment approach focused on broad diversification and factor exposures, generally operating on a non-discretionary basis with client approval required before trades.

Sarah Bredhoff is a financial advisor with The Rice Partnership, LLC in Honolulu, HI. She holds Series 63 and Series 65 licenses and has 12 years of industry experience. She has been with The Rice Partnership since 2016. The Rice Partnership serves individuals, including high-net-worth clients, pension and profit-sharing plans, businesses, and charitable organizations with discretionary portfolio management, financial planning, estate-planning assistance, and multi-family office services. The firm offers tax-aware, long-term oriented investment programs customized to client objectives and supplements its core strategies with external managers and specialized offerings.

Michael Ottman is a CFP® with 30 years of industry experience, currently serving at Spectrum Asset Management Inc since 2013. He holds a Series 63 license and also works as a life and long-term care insurance agent in Paia, Hawaii. Spectrum Asset Management oversees approximately $640 million for around 305 clients, offering discretionary portfolio management, financial planning, and sub-advisory services. The firm employs a blend of fundamental, technical, and cyclical analysis through model portfolios tailored to client objectives, with a focus on growth-at-a-reasonable-price equity strategies and actively managed fixed-income portfolios.

Cheryl Seifert is a CFP® with 30 years of industry experience, currently serving as an advisor at CAVU Wealth Management since 2019. She previously worked with Capital Financial Consultants Group and Independent Financial Group. CAVU Wealth Management is a team-based SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $175 million for about 340 clients and offers discretionary investment supervisory services using fundamental and technical analysis, mutual fund and ETF selection, asset-allocation frameworks, and derivatives strategies for hedging and opportunistic purposes.