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Richard Kaczor

Advisor at Cetera

Updated today

Location

Schaumburg, IL 60193

Credentials

Series 63, Series 66

Industry experience

11 years

About

Richard Kaczor is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has worked at multiple firms, including Clearview Wealth & Tax Advisors LLC, which he owns, and Strategize Wealth Management Group Inc., where he serves as a financial professional. Outside of advisory work, he is president of Kaczor & Associates Ltd, a business offering tax, payroll, and consulting services, and JC Family Construction Corp, which focuses on residential home remodeling. Cetera Investment Advisers serves a diverse client base including individual, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, fiduciary solutions, and access to third-party managers, combining retirement capabilities with a broad trust and institutional network.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Charitable giving & philanthropy

Occupation focus

Based on Cetera

Founder/Business Owner Executive Retired

Demographic focus

Based on Cetera

HENRY (High Earners, Not Rich Yet) Approaching retirement

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Fee options

Fixed

Flat fees for financial planning and consulting negotiated with client

Percentage

$0 - $250,000: Up to 2.75% $250,001 - $500,000: Up to 2.50% $500,001 - $750,000: Up to 2.00% $750,001 - $1,000,000: Up to 1.75% $1,000,001 - $2,000,000: Up to 1.50% $2,000,001 - $5,000,000: Up to 1.25% $5,000,001+: As low as 0.75% (varies by program)

Project-based

Hourly consulting and financial planning rates negotiated with client

Other

Account minimum: $5,000 Minimum fee: Minimum program fees ranging from $99 to $199 annually depending on program Fee-only: Flat or hourly fees for financial planning and consulting services, negotiated case-by-case

Location

1015 W Wise Rd, Ste 101

Schaumburg, IL 60193

Most active in

Illinois

Work history

Cetera Wealth Services, LLC

2025 - Present (1 year)

Cetera

2025 - Present (1 year)

Fia

2024 - Present (2 years)

Strategize Wealth Management Group Inc

2024 - Present (2 years)

Clearview Wealth & Tax Advisors Llc

2022 - Present (4 years)

Avantax Insurance Agency, LLC

2022 - 2025 (3 years)

Avantax Investment Services Inc.

2022 - 2025 (3 years)

Avantax Advisory Services

2022 - 2025 (3 years)

Retirement Plan Advisors, LLC

2021 - 2021 (1 year)

Cambridge Investment Research, Inc.

2021 - 2021 (1 year)

Cetera

2020 - 2021 (1 year)

Genworth Financial Securities Corporation

2020 - 2021 (1 year)

JC Family Construction Corp.

2015 - Present (11 years)

Real Property Concepts LLC

2011 - Present (15 years)

Kaczor And Associates, Ltd

1995 - Present (31 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Equity compensation tax strategy Real estate investing Tax-loss harvesting General retirement planning Cash flow / budgeting
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Series 65

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Private / alternative investments Options & derivatives strategies
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Active portfolio management Options & derivatives strategies Private / alternative investments
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General retirement planning Social Security optimization Tax-loss harvesting
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Series 65

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Active portfolio management Options & derivatives strategies Concentrated stock management
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General retirement planning
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