Richard Laurence Goldstein

FINANCIAL CLARITY, EDUCATION, AND PEACE OF MIND FOR WOMEN From one woman to another, I understand the unique challenges you face in having an empowered relationship with your money. I am here to help you navigate your finances, no matter what your stage of life. I CAN’T WAIT TO MEET YOU! Please schedule a complimentary, no-obligation first appointment. This gives us the chance to chat, get to know one another, and determine if my services are going to be a good fit for you You can reach me directly with an email to [email protected], give me a call at (760) 472-5155, or tap that big blue button to the left that reads "Contact Marianne Nolte". Best regards, Marianne M Nolte, CFP® Imagine Financial Services www.imaginefinancialservices.com Read Marianne's blog posts here: https://www.imaginefinancialservices.com/blog

Michael Robinson is a financial advisor with Narus Financial Partners, LLC, holding Series 63 and Series 66 designations and bringing 14 years of industry experience. He has been with Narus Financial Partners, formerly Clearstone Capital Management, since 2014 and previously worked at Charles Schwab from 2008 to 2010. Outside of his advisory role, he performs administrative and back-office support for an insurance business run by his wife. Narus Financial Partners is an SEC-registered, team-based advisory firm managing approximately $559 million for around 200 clients, including individuals, high-net-worth households, trusts, estates, and small businesses. The firm combines fundamental, qualitative, technical, and quantitative analysis to provide discretionary asset management, investment consulting, and written financial planning tailored to client objectives.

Walter Ruddiman is a financial advisor with American Independent Securities Group, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with American Independent Securities Group since 2005 and has operated the Ruddiman Insurance Agency, Inc. since 1980, specializing in life and health insurance sales and service. American Independent Securities Group, LLC provides investment advisory and financial planning services to individuals, pension plans, charitable organizations, and businesses, offering portfolio management through both discretionary and non-discretionary arrangements alongside access to third-party managers and estate-planning services.

Jaimi Dennehy is a financial advisor at Mercer Global Advisors Inc. with 15 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including J.P. Morgan Securities Inc. and Cresset Asset Management, LLC. Dennehy serves as a board member of the Western Arizona Humane Society. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor strategies, along with comprehensive financial and retirement planning services.

George Martell is a financial advisor at Centaurus Financial, Inc. with 31 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Centaurus Financial in 2023, he worked for Crown Capital Securities, LP for 16 years. Martell also serves as an agent for medical, dental, and employee ancillary insurance group plans, focusing primarily on 401(k) clients. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements with varied analytical approaches.

Brian Springberg is a CFP® professional with 31 years of industry experience. He is currently with OSAIC and has worked previously at SagePoint Financial and his own firm, Springberg, Mcandrew Financial Services. He serves as a board member at LifePoint Hospital, advising management on community health care needs. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios managed on either a discretionary or non-discretionary basis.