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Richard Topp

Advisor at ValMark Advisers, Inc.

Updated today

Location

Hattiesburg, MS 39401-8025

Credentials

Series 63, Series 65

Industry experience

26 years

About

Richard Topp is a financial advisor with ValMark Advisers, Inc. He holds Series 63 and Series 65 licenses and has 26 years of industry experience. Prior to joining ValMark Advisers in 2022, he worked at CenterPoint Advantage, LLC for 24 years and has been associated with Valmark Securities, Inc. since 1999. In addition to his advisory role, Topp is a full-time accountant at Topp, McWhorter, Harvey, PLLC, a CPA firm. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, plan sponsors, and institutional users through a network of approximately 280 investment advisory representatives. The firm offers diversified, goal-based model portfolios primarily implemented with mutual funds, ETFs, and third-party managers, and supports its advisors with due diligence, back-office services, and fee-based planning solutions.

Client services

Based on ValMark Advisers, Inc.

Financial planning Portfolio management Pension consulting Selection of other advisers Consulting

Expertise

Based on ValMark Advisers, Inc.

Annuities College savings (529s, UTMA, etc.) Business succession planning Wealth management Retirement income strategy

Occupation focus

Based on ValMark Advisers, Inc.

Founder/Business Owner Retired

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Fee options

Fixed

Flat fees negotiated between $50 and $50,000 or more; disclosed in advisory agreement.

Percentage

Less than $1,000,000 - $1,000,000: 1.95% annually $1,000,001 - $2,000,000: 1.75% annually $2,000,001+: 1.50% annually

Commissions

Commissions received by IARs for securities transactions through affiliated broker-dealer Valmark Securities, Inc.

Project-based

Hourly fees vary depending on client needs and complexity; exact rates disclosed in advisory agreement.

Other

Account minimum: $50,000 Fee-only: Advisory fees negotiated between client and IAR, not exceeding tiered percentages above.

Location

2 Southern Pointe Parkway, Ste. 100

Hattiesburg, MS 39401-8025

Most active in

Mississippi

Work history

Valmark Advisers, Inc.

2022 - Present (4 years)

CenterPoint Advantage, LLC

2000 - 2024 (24 years)

Valmark Securities, inc.

1999 - Present (27 years)

Topp, McWhorter, Harvey, PLLC

1977 - Present (49 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Hattiesburg, MS

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Private / alternative investments
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Christopher I

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Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k)
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