Rick Allen Healy

Steven Bell is a CFP® with 16 years of industry experience, currently serving at The Wealth Conservatory in Plymouth, CA. He has been with Comprehensive Planning Associates, Inc. since 2009. The Wealth Conservatory provides comprehensive financial planning, consulting, and wealth management services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a fee-only, passive investment approach based on Modern Portfolio Theory, emphasizing systematic rebalancing, tax-loss harvesting, and cost-effective asset allocation.

Ryan Shortridge is a financial advisor at APS Investment Management Group with 21 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2005. In addition to his advisory role, he is involved in the sale of non-variable insurance. APS Investment Management Group offers investment advisory services to individual and corporate clients, managing discretionary assets through a wrap fee program and providing pension consulting. The firm employs a combination of fundamental and technical analysis with varied investment strategies and serves a large client base with a two-advisor team.

Kevin Kraft is a financial advisor with APS Investment Management Group and holds Series 63 and Series 66 licenses. He has 22 years of industry experience, including 14 years at LPL Financial and 16 years with APS Associates. Outside of his advisory work, he is involved in fixed insurance products such as term, universal, whole life, disability income, and long-term care insurance. APS Investment Management Group serves individual and corporate clients, including high-net-worth individuals and employer plan sponsors, offering portfolio management through a firm-sponsored wrap fee program and pension consulting services. The firm manages approximately $171.5 million in discretionary assets across about 550 client relationships, utilizing a combination of fundamental and technical analysis with accounts reviewed at least quarterly.

Ronald Roberts is a financial advisor with Wealthcare Asset Management, LLC and holds 4 years of industry experience. He has also operated the Roberts Retirement Group since 1990, focusing on insurance sales and services. Wealthcare Asset Management is a registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and business entities. The firm emphasizes a technical and market-timing investment approach with a disciplined sell-side strategy that includes use of ETFs, stocks, bonds, mutual funds, options, and derivatives.

Larry Fletcher is a CFP® professional with 40 years of industry experience. He has worked at Ameriprise, LPL Financial, and Mariner Independent Advisor Network before joining Private Advisor Group, LLC. In addition to his advisory work, he provides investment advisory services through Mariner Independent Advisor Network LLC, an independent registered investment advisor. Private Advisor Group, LLC serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, and retirement consulting. The firm employs a fiduciary-based advisory model that utilizes both proprietary and third-party investment platforms and strategies.

William Peterson is a financial advisor at Brookstone Capital Management LLC with 18 years of industry experience. He holds a Series 65 designation and has been with Brookstone since 2008. In addition to his advisory role, he is involved in life and health insurance sales, assists with enrolling individuals in pharmaceutical financial assistance programs, and participates in precious metal sales. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, trusts, and other business entities. The firm utilizes strategic and dynamic asset allocation models and a range of investment strategies, including ETFs, mutual funds, options-enhanced strategies, and structured notes, often working with internal and external sub-advisors.