Rickey Grisham

Michael Gay is a CFP® professional with 13 years of industry experience. He is the principal of Planvesting, LLC, an independent investment adviser based in Grayling, MI, where he has worked since 2012. In addition to his advisory role, he has published on low-risk investing and provides small business consulting. Planvesting is a state-registered firm that offers consultative financial planning and portfolio management to individuals, retirement plans, trusts, estates, and other institutional clients. The firm emphasizes passive, asset-class-based portfolios using no-load mutual funds and ETFs, operating primarily on a non-discretionary basis with a fee structure based on fixed retainers or hourly planning rather than asset percentages.

Wayne Koppa is a financial advisor with Scout Financial Planning in Grayling, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Scout Financial Planning since 2005. Scout Financial Planning provides fee-only, as-needed financial planning and investment advice primarily to individual clients, focusing on a passive, long-term buy-and-hold approach with low-cost index investments. The firm does not offer ongoing portfolio management or custody of client assets and operates on an hourly or fixed-fee basis.

Jayson Cella is a financial advisor with Valic Financial Advisors in Roscommon, MI. He holds a Series 66 designation and has three years of industry experience. Prior to joining Valic, he has held positions at Agia and Collider, and worked in various other roles including at St. Julian Winery. Outside of his advisory work, he is also an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Mark Sloan is a financial advisor with Ameriprise in Grayling, MI, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services since 2005. Outside of his advisory role, Sloan serves on the Board of Directors for the AuSable Area Community Tennis Association and coaches girls varsity tennis at Crawford AuSable Schools. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendation reports. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Roger Cooley is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. He has worked at Raymond James since 2018 and previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Cooley serves as a trustee for a family trust in Roscommon, Michigan. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Ashley Bosworth is a Series 66-credentialed financial advisor with Edward Jones, based in Grayling, MI, and has one year of industry experience. Prior to joining Edward Jones, she served six years in the United States Air Force and has held roles at several companies including Bakelite Synthetics and Encadria Staffing Solutions. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a network of approximately 23,701 financial advisors nationwide.