Riley Hale

I'm Chad Butler, founder of Harvest Lane Investment Partners LLC, a fee-only fiduciary firm in Sandy, Utah. My clients pay me directly. Nobody else does. I spent my career on the institutional side of the business, at Fidelity, John Hancock, Voya and Transamerica, then served as Chief Market Strategist and Investment Officer at Global Retirement Partners. I started Harvest Lane to bring that discipline to individual families. I work with attorneys and law-firm partners, airline pilots, families planning across generations, and people handling an inheritance, a settlement or the sale of a business. I also give second opinions on portfolios people already own. We can meet in Sandy or by video.

Joseph Toronto is a financial advisor at Affiliated Investment Advisors, Inc. in Draper, UT, with 30 years of industry experience. He has been with the firm since 1993. Outside of his advisory role, he serves as the general manager of the American Towers Owners Association, a nonprofit high-rise condominium complex in Salt Lake City. Affiliated Investment Advisors, Inc. provides fee-only, discretionary portfolio management primarily for trusts and estates, as well as individual and corporate accounts. The firm employs a top-down investment approach centered on macroeconomic and interest-rate analysis to guide asset allocation among liquid, investment-grade securities, operating at a boutique scale with a focus on institutional-style and fiduciary portfolios.

Trevor Phibbs is the principal advisor at Phibbs Financial, an independent registered investment adviser based in Draper, Utah. He holds Series 63 and Series 65 licenses and has eight years of industry experience spanning multiple firms, including AE Wealth Management and Hornor Townsend & Kent. In addition to his advisory work, he is involved in the insurance business through Phibbs Insurance Services. Phibbs Financial serves primarily individual and high-net-worth clients, managing approximately $27 million across about 83 client accounts. The firm offers discretionary asset management, estate-planning support, and portfolio implementation using model portfolios from the Altruist Model Marketplace, employing various analytical methods and conducting thorough due diligence on third-party managers.

Samuel Brasher is a financial advisor with Galleon Wealth Advisors LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Galleon Wealth Advisors in 2025, he worked with several firms including Equitable Advisors, LLC and Helu Capital, and has experience in both financial and non-financial roles. Outside of advising, he is a partner in The Vector Account LLC, a private real estate development company. Galleon Wealth Advisors is an independent firm offering fee-only investment management, comprehensive financial planning, and retirement plan consulting to individuals, high-net-worth clients, and employer-sponsored participant-directed retirement plans. The firm’s investment approach combines modern portfolio theory with passive and active strategies, including pension consulting and ERISA fiduciary services.

Todd Niemann is a CFA® charterholder and principal advisor at Niemann Investments LLC with four years of industry experience. He has worked at Varo Bank, SMBC Manubank, and Green Dot Bank, and provides consulting services in financial forecasting and strategic business recommendations on a project basis. Since December 2024, he has also served as Treasurer at Varo Bank, focusing on financial forecasting and risk analysis. Niemann Investments LLC is a single-advisor independent firm managing approximately $5.6 million primarily for individual clients, including high-net-worth individuals, trusts, and estates. The firm employs fundamental analysis with a long-term investment approach and utilizes strategies such as margin borrowing and derivatives, offering performance-based fee arrangements to eligible clients.

Trevor Kuresa is a Series 65-licensed financial advisor with two years of industry experience, currently with Diversify Wealth Management, LLC. Prior to joining Diversify Advisory Services, he worked at FirstPurpose Wealth and York Howell & Guymon. Outside of finance, he serves as an attorney for entrepreneurs and business owners through Hibiscus Legal. Diversify Wealth Management provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth clients, business owners, retirement plans, trusts, and institutions. The firm employs a tactically diversified investment approach across multiple platforms, offering both discretionary and non-discretionary management aligned with clients’ objectives and fiduciary requirements.