Ronnie Spence

Brett Davis is a Series 65-licensed financial advisor with Reliable Municipal Advisors, LLC, bringing 10 years of industry experience. He has practiced law since 1996, currently operating as an attorney-at-law alongside his advisory role. Davis maintains an active legal practice separate from his investment advisory work. Reliable Municipal Advisors is a state-registered investment adviser serving tax-exempt issuers, institutional and business clients, as well as individuals and small businesses. The firm combines legal and advisory services, offering bond transaction advice, financial planning, and non-discretionary portfolio management.

Anthony Davis is a Series 65-licensed financial advisor with Reliable Municipal Advisors, LLC, where he has worked since 2015. He has 10 years of experience in investment management and over 30 years of experience as an attorney through his Davis Law Office practice. In addition to his advisory work, he is active as a real estate agent with RE/MAX Legacy. Reliable Municipal Advisors serves tax-exempt issuers, institutional and business clients, including charities and municipal borrowers, while also providing financial planning and portfolio management for individuals and small businesses. The firm combines legal and advisory services, offering transaction-level bond advisory alongside non-discretionary portfolio management, and maintains a small team focused on customized, non-performance-based fee arrangements.

Oliver Williamson is a financial advisor with Calton & Associates, Inc., holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Calton & Associates since 2003 and has a prior career at Childers & Venters dating back to 1990. Outside of his advisory role, he owns and directs a frozen yogurt business, Orange Leaf, and manages a property management and handyman services company. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients, offering portfolio management, financial planning, retirement consulting, and access to third-party money managers. The firm provides both discretionary and non-discretionary management options with multiple program structures and combines brokerage, insurance, and advisory services.

William Branham IV is a financial advisor at Calton & Associates, Inc. with eight years of industry experience. He holds a Series 66 designation and has worked at Calton since 2017. Prior to his advisory career, he was a professional golfer and attended Morehead State University. Branham volunteers as an assistant coach for boys' golf and basketball at Pikeville Independent Schools. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by providing portfolio management, financial planning, and retirement plan consulting. The firm offers both fee-based and commissionable brokerage and insurance products, tailoring investment recommendations to client goals with multiple program structures and analytic approaches.

Matthew Day is a CFP® with 20 years of experience in the financial services industry. He is currently with Truist Advisory Services and has previously worked at LPL Financial, Citizens Wealth Management, and BB&T Investments. Truist Advisory Services is a large SEC-registered investment adviser serving individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment solutions, combining model portfolios, third-party managers, and advisor-led asset allocation.

Julie Smith is a financial advisor with Edward Jones in Prestonsburg, KY, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Community Trust Bank and held various roles in healthcare and therapy organizations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.