Rosanna Lucero Torrez

Susan Kroger is a CFP®-credentialed financial advisor with 23 years of industry experience. She has worked at Intentional Finance, LLC since 2017 and previously spent 14 years at Waddell & Reed, Inc. Outside of her advisory role, she is involved with the Rotary Club of Albuquerque and the ABQ Chapter of the Executive Women's Golf Association. Intentional Finance provides investment advisory and financial planning services primarily to individual clients and a smaller number of institutional clients, including retirement plans and pension funds. The firm offers customized portfolio construction using a range of asset classes and employs multiple asset allocation strategies tailored to client objectives and risk tolerances.

Larry Blades is a financial advisor with Retirement Solutions in Rio Rancho, NM, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Redwood Private Wealth LLC, Redwood Tax Specialists, and Senior Income Solutions. He also operates as a licensed insurance producer and tax advisor through Oakwood Summit, LLC. Retirement Solutions is an independent, single-advisor registered investment adviser focusing on discretionary and non-discretionary asset management, financial planning, and ERISA retirement-plan services for individuals, high-net-worth clients, and pension and profit-sharing plans. The firm emphasizes long-term, strategic asset allocation with periodic rebalancing and retirement income planning, and it maintains a co-advisor relationship with Gradient Investments, LLC for portfolio management and related services.

CERTIFIED FINANCIAL PLANNER™ | Financial Architect for Life’s Key Milestones As a CERTIFIED FINANCIAL PLANNER™ with a rich history in the investment management industry, I specialize in guiding individuals through some of life’s most pivotal transitions. Whether you're navigating the emotional and financial intricacies of estate organization and the loss of a loved one, preparing for a successful and secure retirement through strategic investment and tax planning, or seeking the best higher education opportunities for your children, I offer tailored financial solutions to help you achieve your goals. With over 25 years of experience in business-to-business engagements, I bring a deep understanding of financial strategies, ensuring that my clients are prepared for every phase of life. My background is supported by a strong foundation in finance, having earned my Bachelor’s Degree from Montana State University-Bozeman, as well as completing the rigorous CFP curriculum through the Boston Institute of Finance. I hold several professional licenses that empower me to provide comprehensive, holistic financial guidance. Let’s work together to build a financial plan that not only protects your present but also secures your future.

Bradley Boehm is a financial advisor at Seasons Wealth Services LLC in Albuquerque, NM, holding a Series 65 designation with one year of industry experience. He has a background in accounting and business consulting, with ongoing roles at Boehm & Bacon CPAs LLC and Seasons Accounting Services LLC since 2002, and prior experience at Sunray Gaming of NM LLC from 2004 to 2020. He also provides tax preparation and business consulting services alongside his advisory work. Seasons Wealth Services LLC manages pooled vehicles and institutional mandates while offering portfolio management, financial planning, and investment consultation. The firm employs a passive, index-oriented investment approach based on Modern Portfolio Theory, emphasizing diversification, tax efficiency, and low-cost vehicles, and combines advisory services with affiliated accounting and consulting under shared management.

Margaret Carter is a financial professional at Altus Wealth Management, LLC in Albuquerque, NM, with 12 years of industry experience. She holds a Series 66 designation and has previously worked at firms including Thrivent Financial and Arete Wealth Management. Altus Wealth Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth families, corporations, trusts, charitable organizations, and retirement plans. The firm employs diversified, strategic asset-allocation portfolios and offers retirement-plan consulting alongside educational seminars and oversight of third-party managers.

Majdah Dphrepaulezz is a financial advisor at Altus Wealth Management, LLC with 26 years of industry experience. She holds the Series 63 and Series 66 licenses and previously worked at Cetera and Cetera Wealth Services, LLC. Outside of advisory services, she is an insurance agent specializing in life, disability, and long-term care insurance, and provides financial coaching for widows and divorcees. Altus Wealth Management offers discretionary investment management, financial planning, and consulting services to individuals, families, corporations, trusts, and retirement plans. The firm emphasizes diversified, strategic asset allocation and combines portfolio management with written financial plans and periodic reviews.