Ryan Jensen

Jantz Hoffman is a financial advisor at CSLA Financial Inc. with 10 years of industry experience and holds a Series 65 designation. He has worked at CSLA Financial since 2016 and previously at Portsmouth Financial Services in 2016. Outside of advising, Hoffman serves as chairman of the Certified Student Loan Advisor Board of Standards and is a board member of Fosterus, a nonprofit supporting student loan repayment assistance programs. CSLA Financial provides portfolio management, financial planning, and student loan repayment services to individuals and employer-sponsored programs. The firm combines ETF-focused asset allocation models with specialized student loan analysis software and offers both discretionary management and ongoing financial planning.

Ryan Hart is a CFA® charterholder and the sole advisor at Hart Investment Management, LLC, with five years of industry experience. He previously worked at Coquest Advisors from 2015 to 2021. Outside of his advisory role, Mr. Hart serves as Treasurer for a local homeowners association in Camas, Washington. Hart Investment Management, LLC is a state-registered investment adviser that provides discretionary portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm emphasizes asset allocation using ETFs and common stocks, combining fundamental, technical, and quantitative analysis to guide investment decisions.

Lyle Remington is the sole advisor at Oregon Financial Products & Services, LLC, an independent firm based in Portland, OR. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. In addition to his advisory role, he operates as a licensed life and health insurance agent and an income tax preparer under the same business name. Oregon Financial Products & Services provides portfolio management for individual clients using designated Charles Schwab accounts, with an emphasis on diversification and trend-based sector timing. The firm serves approximately 75 clients and manages about $14.2 million in assets, offering annual performance reports and ongoing client access.

John Liu is a CFA® charterholder and the principal advisor at Laurelhurst Asset Management LLC in Portland, OR. He has 20 years of industry experience, including roles at Montibus Capital and US Bank before founding his independent firm. Laurelhurst Asset Management provides discretionary investment management to individuals, families, trusts, small businesses, and charitable organizations. The firm employs a combination of quantitative screening and fundamental analysis, focusing on higher-quality, growth-oriented companies with a multi-year holding period, and offers customized portfolio management with a focus on client-specific guidelines.

Jonas Merrill is a CFP® professional and Series 65 licensee based in Portland, OR, with five years of experience in financial advising. He is the principal and sole advisor at Pathlight Financial Planning LLC, an independent firm he has led since 2023. Merrill’s prior experience includes roles at Skyline Financial Northwest, Modernist Financial, and Standard Retirement Services. Pathlight Financial Planning LLC provides investment management and comprehensive financial planning to individual and high-net-worth clients. The firm manages discretionary portfolios using a blend of passive index funds and selective active strategies, including ESG-screened options, and requires clients to custody accounts at Altruist Financial, LLC.

Karsten Jeske is a CFA® charterholder and the sole advisor at Short Put Yield with one year of industry experience. He previously worked at Mellon Capital Management for ten years and has been involved with the Early Retirement Now Blog since 2016. Jeske also holds an academic role at the University of California, Berkeley. Short Put Yield is a boutique registered investment adviser serving primarily high-net-worth individual investors. The firm focuses on options trading strategies within separately managed accounts, combining portfolio management with retirement and tax planning services.