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Ryan Vance Golinski

Advisor at Gradient Securities, LLC — Spring Hill, FL

Updated today

Credentials

Series 63, Series 65

Experience

18 years

Location

Spring Hill, FL 34609

Gradient Securities, LLC logo

Gradient Securities, LLC

Multi-team

Total advisors

64

Across 36 offices

Clients per advisor

71 High

Avg AUM per client

$132,215 Very Low

HNW client ratio

4% Very Low

About

Ryan Golinski is a financial advisor at Gradient Securities, LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Securities America Advisors, Inc., KMS Financial Services, Inc., and Signator Financial Services, Inc. Outside of his advisory role, Golinski owns and operates two tax-related businesses, Golinski Tax Prep, LLC and Golinski Tax Advisors, LLC, where he provides tax preparation and financial services. Gradient Securities, LLC, also operating as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management to individuals, retirement plans, trusts, estates, and business entities. The firm combines fundamental, technical, and cyclical analysis in its investment approach and manages approximately $607.9 million in assets on a non-discretionary basis.

Client services

Based on Gradient Securities, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Based on Gradient Securities, LLC

Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Business exit / sale strategy General estate planning guidance

Occupation focus

Based on Gradient Securities, LLC

Founder/Business Owner Executive

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Fee options

Fixed

Fixed fees for financial planning based on negotiated complexity and client needs

Percentage

$0+: up to 2.00% annually (negotiable, maximum) $0+: up to 1.00% annually for ERISA plan services (negotiable) $0+: varies by TPM, e.g., 1.00% to 2.00% annually $0+: 1.25% annually for Gradient Investments, LLC TPM $0+: 1.95% to 2.00% annually for other TPMs

Commissions

Commissions may be earned as registered representatives or insurance agents through broker-dealer activities and insurance sales

Project-based

Hourly fees up to $300 per hour for limited scope financial planning services, negotiated per engagement

Other

Fee-only: Financial planning fixed fees (negotiable based on complexity) and hourly fees up to $300/hour (negotiable)

Location

See office

Spring Hill, FL

13447 County Line Rd

Spring Hill FL 34609

Advisors at this office

1

Most active in

Florida

Work history

18 years of industry experience

Gradient Securities, LLC

2023 - Present • 3 years

Spring Hill, FL

Securities America Advisors, Inc.

2020 - 2023 • 3 years

Homosassa, FL

SECURITIES AMERICA, inc.

2020 - 2023 • 3 years

Homosassa, FL

Golinski Tax Prep, Llc

2020 - Present • 6 years

Spring Hill, FL

Golinski Tax Advisors, Llc

2020 - Present • 6 years

Spring Hill, FL

KMS Financial Services, Inc

2015 - 2020 • 5 years

Seattle, WA

KMS Financial Services, Inc

2015 - 2020 • 5 years

Seattle, WA

Signator Financial Services, Inc.

2011 - 2015 • 4 years

Spring Hill, FL

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Patrick M

CFP®, Series 65

Spring Hill, FL

Dougherty Investment Advisors

Patrick A. Manconi, CFP®, serves as Senior Financial Advisor of Dougherty Investment Advisors, where he takes a disciplined and data-driven approach to financial advising. He works with clients to develop efficient and actionable financial plans tailored to their unique goals and priorities. As a fee-only fiduciary, Patrick provides objective advice in retirement planning, investment management, tax-efficient wealth strategies, and estate planning. His mission is to equip his clients with the tools they need to reduce financial stress and pursue their goals with confidence. Early in his career, Patrick became one of the youngest CERTIFIED FINANCIAL PLANNER® professionals in the country after completing the CFP Board’s education, examination, ethics, and professional experience requirements at the age of 23. He is currently pursuing a Master of Business Administration degree with a concentration in Finance from the New York University Stern School of Business. A third-generation Tampa Bay native, Patrick was born in Spring Hill and raised in Tampa. He earned dual Bachelor of Science degrees in Finance and Computer Engineering from the University of South Florida, graduating cum laude with both degrees. He competed as a Division I student-athlete on the USF Bulls football team and was named to the American Athletic Conference All-Academic Team. He is the son of decorated Vietnam veteran Sgt. Thomas Manconi and the grandson of Vince Vanni, a local educator and former president of The Greater Hernando County Chamber of Commerce. Patrick is inspired by his family’s longstanding commitment to service, education, and business leadership. Outside of the office, Patrick enjoys following USF athletics, staying active, volunteering, and spending time with family and friends. He is actively involved in the Hernando County community and serves on the board of a local nonprofit organization.

General retirement planning General tax planning Cash flow / budgeting Wealth management Inherited wealth Retired Self-Employed Sales Professional Dentist Engineering Professional Mid-Career Professionals Approaching retirement Established Professionals Retired Baby Boomers (Born 1946-1964)
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Joshua K

Series 66

Port Richey, FL

Bullish Wealth Planning

Joshua Kreshon is a financial advisor at Bullish Wealth Planning with six years of industry experience. He holds the Series 66 designation and previously worked at Park Avenue Securities for eight years. He also serves as Successor Trustee to his parents' estate. Bullish Wealth Planning provides advisory services to individuals and business entities, focusing on portfolio management and comprehensive financial planning. The firm uses a combination of analytical methods and maintains a long-term trading orientation while directing clients to third-party platforms for trade execution and custody.

Annuities College savings (529s, UTMA, etc.) Life insurance needs analysis
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Jordan D

CFP®, Series 65, Series 63

Spring Hill, FL

Glow Financial Planning LLC

Jordan Drinkhouse is a CFP® with four years of experience in financial advisory roles. He is the sole advisor at Glow Financial Planning LLC, where he has worked since 2025. His background includes positions at Xena Financial Planning, ENOW Financial, and Nationwide Investment Services Corp. Glow Financial Planning LLC provides fee-only financial planning and investment management services primarily to individuals and high-net-worth clients. The firm uses a Modern Portfolio Theory-based approach focused on asset allocation and passive investment management through index mutual funds and ETFs, offering both discretionary and non-discretionary portfolio management.

Business ownership considerations Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.)
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Ryan T

Series 65

Spring Hill, FL

Tower Wealth Planning

Ryan Tower is a Series 65-credentialed advisor with Tower Wealth Planning in Spring Hill, FL. He has been with Tower Wealth Planning since 2026 and has prior experience with Marten Transport and the University of South Florida. Tower Wealth Planning provides investment management and financial planning services to individuals and high-net-worth clients. The firm employs a fee-only model and focuses on asset allocation tailored to client goals using a mix of passive and active investments, while also offering comprehensive financial planning on a recurring or project basis.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General tax planning Wealth management
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Alex D

Series 65

San Antonio, FL

Cerasus Advisors Inc

Alex Dalmady is the sole advisor at Cerasus Advisors Inc and holds a Series 65 credential with 16 years of industry experience. He has been with Cerasus Advisors since 2003. In addition to advisory services, he provides economic analysis and business consulting. Cerasus Advisors offers discretionary portfolio management to individual and institutional clients, including high-net-worth individuals, foundations, pension plans, and certain foreign funds. The firm employs income-oriented strategies with a medium- to long-term investment horizon, utilizing diversified fixed-income and dividend-paying equity portfolios that may include derivatives and leverage.

Active portfolio management Options & derivatives strategies Concentrated stock management
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John D

Spring Hill, FL

Dougherty Investment Advisors

John Dougherty is a financial advisor at Dougherty Investment Advisors with 28 years of industry experience. He has been involved with John Archer Dougherty, Inc., a holding company where he serves as director and owner since 2003, and has worked with Dougherty & Associates, LLC since 1989. Dougherty Investment Advisors is a team-based firm managing approximately $114 million for around 180 clients, including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs fundamental analysis to construct diversified portfolios and offers discretionary management alongside comprehensive financial planning services.

General retirement planning General tax planning Cash flow / budgeting Wealth management
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