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Ryan Ruba

Advisor at LPL Financial

Updated today

Location

Ludington, MI 49431

Credentials

Series 66

Industry experience

4 years

About

Ryan Ruba is a financial advisor with LPL Financial in Ludington, MI, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2021, he worked at Regal Financial Group and held roles at Calvin University and Jamesport Brewing Company. Outside of advising, he has worked as a server at Jamerport Brewing Co. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a variety of investment solutions supported by an in-house research team and a broad platform that integrates advisory and brokerage services.

Client services

Based on LPL Financial

Financial planning Portfolio management Educational seminars or workshops
Consulting and other non-discretionary advisory services

Expertise

Based on LPL Financial

Wealth management Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Tax-loss harvesting

Occupation focus

Based on LPL Financial

Founder/Business Owner Retired

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Fee options

Fixed

Financial planning and consulting services may be charged a flat fee as negotiated.

Commissions

Brokerage services include commissions, markups, markdowns, and transaction charges; commissions may apply to mutual funds, variable annuities, and other products.

Project-based

Financial planning hourly fees up to $500 per hour.

Other

Fee-only: Financial planning fees typically range up to $15,000, or up to $500 per hour; fees are negotiated and may be flat or hourly.

Location

325 S Brye Rd

Ludington, MI 49431

Most active in

Michigan

Work history

LPL Financial LLC

2021 - Present (5 years)

Regal Financial Group

2020 - 2021 (1 year)

Calvin University

2017 - 2021 (4 years)

Jamesport Brewing Company

2017 - 2021 (4 years)

Harborview Marina

2016 - 2017 (1 year)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Jana P

Series 63

Ludington, MI

Plaisier Financial Group LLC

Jana Plaisier is the principal of Plaisier Financial Group LLC in Ludington, MI, with 39 years of industry experience. She holds a Series 63 designation and has previously worked at Comprehensive Asset Management & Servicing, Inc. and operates other businesses including a tax preparation service and an affiliate marketing venture. She is also licensed to sell life and health insurance through an affiliated agency. Plaisier Financial Group provides portfolio supervisory services, investment advice, and financial planning to individuals, retirement accounts, charitable organizations, and business entities. The firm customizes investment recommendations based on each client’s objectives and risk tolerance, emphasizing diversification and continuous account monitoring with quarterly reviews.

Life insurance needs analysis
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Jonathan L

Series 65

Ludington, MI

Middle Coast Investing LLC

Jonathan Liss is the sole advisor at Middle Coast Investing LLC, an independent registered investment adviser based in Ludington, MI. He holds a Series 65 designation and has been contributing content at Seeking Alpha since 2015. Middle Coast Investing LLC provides discretionary portfolio management to individual and high-net-worth clients, managing approximately $12.1 million in assets. The firm employs both passive index-based ETF strategies and actively managed stock portfolios, with an emphasis on performance results and the inclusion of inverse and leveraged funds among its recommended investments.

Passive / index investing Active portfolio management
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Elizabeth D

Series 63, Series 65

Ludington, MI

Harborfront Financial Group

Elizabeth De Kuiper is a financial advisor at Harborfront Financial Group with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at LPL Financial LLC for 20 years before joining Harborfront Financial LLC in 2024. Harborfront Financial Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and other business entities. The firm’s investment approach combines fundamental, technical, charting, and cyclical analysis, utilizing strategies from long-term asset allocation to shorter-term trading, often through discretionary model portfolios and third-party strategies available via LPL programs.

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.)
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Raymond J

CFP®, Series 63, Series 65

Ludington, MI

Harborfront Financial Group

Raymond Janish is a CFP® with 30 years of industry experience. He currently serves at Harborfront Financial Group, joining the firm in 2024 after 22 years with LPL Financial LLC. Outside of his advisory work, he is involved in farming beef cattle for 4-H through Janish Farms LLC. Harborfront Financial Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and other business entities. The firm employs a range of investment strategies, including long-term asset allocation and shorter-term trading, and utilizes discretionary model portfolios and third-party strategies through LPL Financial-sponsored programs.

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.)
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Daniel S

Series 65

Ludington, MI

Middle Coast Investing LLC

Daniel Shvartsman is the sole advisor at Middle Coast Investing LLC, an independent registered investment adviser based in Ludington, MI. He holds a Series 65 designation and has two years of industry experience. His prior work includes roles at Investing.com and Shortman Studios, as well as eight years contributing to Seeking Alpha. Middle Coast Investing LLC manages approximately $12.1 million in client assets, serving individual and high-net-worth clients with discretionary portfolio management. The firm employs both passive, index-based ETF strategies and actively managed stock portfolios, incorporating inverse and leveraged funds as part of its investment approach.

Passive / index investing Active portfolio management
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Autumn W

Series 63, Series 65

Ludington, MI

Harborfront Financial Group

Autumn Wittlieff is a financial advisor with Harborfront Financial Group, holding Series 63 and Series 65 licenses and three years of industry experience. Her prior roles include positions at LPL Financial LLC and work in education with Mason County Eastern Schools. Harborfront Financial Group provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and other business entities. The firm utilizes a variety of investment strategies, including fundamental, technical, charting, and cyclical analysis, and offers portfolio management through LPL Financial-sponsored programs.

General retirement planning Retirement income strategy Social Security optimization College savings (529s, UTMA, etc.)
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