user avatar

Samuel James Bernard

Advisor at Stratos Wealth Partners, Ltd — Huber Heights, OH

Updated today

Credentials

Series 63, Series 65

Experience

14 years

Location

Huber Heights, OH 45424

Stratos Wealth Partners, Ltd logo

Stratos Wealth Partners, Ltd

Enterprise

Total advisors

381

Across 131 offices

Clients per advisor

65 Typical

Avg AUM per client

$706,728 High

HNW client ratio

17% Typical

About

Samuel Bernard is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 63 and Series 65 licenses and 14 years of industry experience. His prior roles include positions at LPL Financial LLC, CUSO Financial Services, LP, Day Air Credit Union, and Cadaret, Grant & Co., Inc. Outside of his advisory work, he has a side business as a beekeeper based in Dayton, Ohio. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients through an IAR-driven, open-architecture platform that integrates multiple third-party managers and offers discretionary and non-discretionary portfolio management.

Client services

Based on Stratos Wealth Partners, Ltd

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Stratos Wealth Partners, Ltd

Options & derivatives strategies Business exit / sale strategy Trust structures (GRAT, IDGT, revocable) Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on Stratos Wealth Partners, Ltd

Founder/Business Owner Executive Retired Self-Employed

Demographic focus

Based on Stratos Wealth Partners, Ltd

HENRY (High Earners, Not Rich Yet) Established Professionals Approaching retirement

Not sure if this advisor is right for you?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

Flat fees for financial plans and asset management services (max 2.0%)

Percentage

$0+: Up to 2.0% annually (maximum fee) $250,000+: varies per program for LPL PWP (minimum $250k) $10,000+: 2.5% maximum for LPL OMP $25,000+: varies for LPL MWP with max 2.83% $100,000+: 1.2% max for LPL SMS $5,000+: 1.35% max for LPL GWP $100,000+: varies for Schwab Managed Account Select and Access programs

Commissions

IARs who are registered representatives may earn commissions for brokerage sales through LPL; SWP itself does not earn commissions from advisory accounts

Project-based

Typical hourly fees up to $500 per hour; may be higher in some cases

Subscriptions

Subscription financial planning fees are negotiable, charged on monthly or quarterly basis, sometimes with onboarding fees

Other

Account minimum: $10,000 Fee-only: Financial planning fees negotiable; hourly rates up to $500/hr; subscription fees negotiable on monthly or quarterly basis; flat fees may be charged for financial plans or asset management services (max 2.0%)

Location

See office

Huber Heights, OH

7021 Old Troy Pike, Suite G

Huber Heights OH 45424

Advisors at this office

1

Most active in

Ohio · Texas

Work history

14 years of industry experience

Stratos Wealth Partners, Ltd.

2020 - Present • 6 years

Huber Heights, OH

LPL Financial LLC

2020 - Present • 6 years

Huber Heights, OH

CUSO Financial Services, LP

2016 - 2020 • 4 years

San Diego, CA

Day Air Credit Union

2016 - 2020 • 4 years

Kettering, OH

Cadaret, Grant & Co., Inc.

2016 - 2016 • 1 year

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

David W

Series 65

Beavercreek Township, OH

Central Point Wealth Management LLC

David Wassmuth is a financial advisor at Central Point Wealth Management LLC with two years of industry experience. He holds a Series 65 designation and has served as a program manager in the United States Air Force since 2005. Central Point Wealth Management is a small independent firm offering financial planning, asset management, and hourly consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tailored plans and ongoing monitoring, primarily managing client assets on a non-discretionary basis while also providing discretionary services where authorized.

General tax planning General retirement planning Wealth management
user avatar

Ronald A

Series 65

Kettering, OH

Alban Investment Management, LLC

Ronald Alban is a financial advisor at Alban Investment Management, LLC with 23 years of industry experience. He holds a Series 65 designation and has been with Alban Investment Management since 2002. Alban Investment Management provides discretionary investment management and advisory services to individuals, families, trusts, and small businesses. The firm employs a combination of fundamental, cyclical, and long-term trend analysis to manage diversified portfolios using low-cost ETFs and discount execution, with quarterly reviews and performance reporting.

Equity compensation tax strategy
user avatar

Bryon S

Series 63, Series 65

Beavercreek, OH

Spicer Wealth Management

Bryon Spicer is a financial advisor with Truvestments Capital LLC and holds Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Luminist Capital, LLC, and operating his own firms, Spicer Wealth Management and Spicer Financial Services, where he provides services such as tax preparation and insurance. Truvestments Capital LLC serves a diverse client base including individuals, trusts, private funds, and charitable organizations, offering asset management, financial planning, and sub-advisory services. The firm integrates fundamental, technical, and cyclical analysis in portfolio construction and acts as investment manager to a private fund focused on long-term Bitcoin holdings.

Retirement income strategy General tax planning

Brian T

CFP®

Xenia, OH

Truly Prosper Financial Planning LLC

Hi, I’m Brian Tegtmeyer, CFP®, a flat-fee financial advisor based in Dublin, Ohio. I specialize in tax-smart planning for new retirees who want to make the most of the first 10 years of retirement, without compromising the rest. The first years of retirement are often your healthiest and most active, but they’re also when the biggest financial decisions happen: Social Security timing, Medicare enrollment, withdrawal strategies, Roth conversions, and more. The choices you make now will shape the rest of your retirement. With over 15 years of experience as a financial advisor, I’ve dedicated my career to helping new retirees make confident, tax-smart decisions during this pivotal window. Here’s what working together looks like: *Reduce lifetime taxes with proactive Roth conversions and withdrawal planning. *Create an income you can’t outlive. *Navigate Social Security and Medicare with clarity and confidence. *Keep your plan updated as life and tax laws change. I intentionally serve a limited number of families so every client receives high-touch, personal guidance directly from me. My flat annual fee means no commissions, no hidden costs, and no percentage-of-assets charges. You’ll always know exactly what you’re paying and exactly what you’re getting. I’ve seen too many retirees look back with regret, wishing they had enjoyed their healthiest years more fully. My mission is to make sure that doesn’t happen to you. When I’m not helping clients plan their retirement, I’m likely with my wife and our three kids, cheering at gymnastics, biking, playing pickleball, or schooling my kids in a game of four square.

General retirement planning Social Security optimization General tax planning Baby Boomers (Born 1946-1964)
user avatar

Sunil K

CFA®, Series 66

Tipp City, OH

Nuts2invest.com, LLC

Sunil Kulkarni is a CFA® charterholder with 19 years of industry experience and holds a Series 66 license. He is the sole advisor at Nuts2Invest.com, LLC and has worked at Emerson Electric since 2002, where he is involved in engineering management and new compressor product development. Nuts2Invest.com, LLC provides an online subscription platform offering portfolio-building and security-ranking tools for individual investors. The firm uses a proprietary software engine to generate objective rankings and portfolio recommendations, serving users who implement their own investment decisions.

Passive / index investing
user avatar

Kevin O

Series 65

Beavercreek, OH

Ram and Oak Investment Partners, LLC

Kevin O Connor is a financial advisor with Ram and Oak Investment Partners, LLC. He holds a Series 65 designation and has five years of industry experience. Prior to founding his current firm, he worked at Artifex Financial Group, LLC and Morgan Stanley Smith Barney. Ram and Oak Investment Partners LLC provides discretionary asset management and integrated financial planning services to individual and high-net-worth clients, combining fundamental and technical analysis to build client-specific strategies. The firm also offers tax-preparation services to advisory clients at no additional fee as an ancillary benefit.

General retirement planning General tax planning
Warmer team member

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. (“Warmer”)