Sandra Diane Bailey

Victoria Ward is a CFP® with eight years of industry experience, operating as the sole advisor at Financial Lifestyle Management in Greenville, TX. She has been with FLM Financial Lifestyle Management LLC since 2003. Financial Lifestyle Management is an independent, fee-only firm serving individuals, families, trusts, estates, business entities, and charitable organizations. The firm provides fiduciary financial planning and discretionary portfolio management, combining active and passive strategies with an emphasis on tax-aware implementation and support for charitable distributions.

Trey Turner is a financial advisor at Hackberry Capital Management with eight years of industry experience. He holds a Series 65 designation and maintains full-time employment as a design engineer at L3 Technologies. Hackberry Capital Management provides discretionary portfolio management primarily to individual investors, including high-net-worth individuals, as well as corporations and other businesses. The firm employs a concentrated global value investing approach, focusing on long-term appreciation without using leverage.

John Riley is a financial advisor at Cornerstone Investment Services with a Series 65 credential and one year of industry experience. His prior work includes roles at Integrity Risk Management LLC and various positions outside the financial sector. Cornerstone Investment Services provides investment supervisory and consulting services to individuals, high-net-worth clients, and pension/profit-sharing plans, employing a multi-strategy approach that includes fundamental, technical, and cyclical analysis along with options-writing strategies. The firm manages accounts within a wrap fee program through Charles Schwab Advisor Services and emphasizes risk management through individualized Investment Policy Statements.

Richard Fertig is a financial advisor at Blue Monarch Financial Inc. with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including Black Ridge Asset Management, Peak Brokerage Services, and The Prudential Insurance Company of America. Outside of his advisory work, he has been involved with the Fairfield YMCA. Blue Monarch Financial Inc. is a state-registered investment adviser serving individual and high-net-worth clients with portfolio management, retirement income planning, tax and estate planning, and insurance planning. The firm uses a combination of asset-allocation frameworks, dollar-cost averaging, technical analysis, and both long- and short-term trading, often employing third-party sub-advisers for portfolio execution and support.

Brian Megenity is a financial advisor at Blue Monarch Financial Inc. in Greenville, TX, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has worked at numerous financial firms throughout his career and owns a consulting business providing services to broker/dealers. Blue Monarch Financial Inc. serves individual and high-net-worth clients with portfolio management, retirement income planning, tax and estate planning, and insurance planning. The firm uses a combination of asset-allocation frameworks, technical analysis, and both long- and short-term trading, often employing third-party sub-advisers for portfolio execution and back-office support.

Kathryn Ridge is a financial advisor with First Advisors National, LLC in Greenville, TX, holding a Series 65 designation and eight years of industry experience. She has worked at Ridgeway Insurance since 2016. Outside of advisory work, she is involved with 401katy, LLC. First Advisors National manages discretionary assets for individual clients, including high-net-worth households, offering investment management, third-party portfolio recommendations, and retirement plan consulting. The firm emphasizes selecting and monitoring third-party money managers and supplements its approach with fundamental analysis of individual securities.