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Sandra Whitehead

Advisor at OSAIC

Updated today

Location

Lennox, SD

Credentials

Series 66

Industry experience

24 years

About

Sandra Whitehead is a Series 66-credentialed financial advisor with 24 years of industry experience. She has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. from 2015 to 2024 before joining OSAIC in 2024. Whitehead is also an independent insurance agent involved in fixed annuity sales. OSAIC Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs a comprehensive investment process incorporating risk tolerance assessments, asset allocation software, and portfolio optimization tools, offering access to various investment vehicles and third-party managers.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities

Occupation focus

Based on OSAIC

Founder/Business Owner Executive Retired

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally up to $25,000, can exceed for high net worth individuals; Non-Discretionary Investment Advisory Services fixed fees from $500 to $15,000; Retirement Plan Consulting Services fixed fees from $1,000 to $100,000.

Percentage

$0 - $5,500: Negotiable, varies by Advisory Representative and program $5,500 - $10,000: Negotiable, varies by Advisory Representative and program $10,000+: Negotiable, varies by Advisory Representative and program

Commissions

Advisory Representatives may receive commissions as registered representatives or insurance agents for securities or insurance product sales outside advisory accounts.

Project-based

$0 - $750 per hour for financial planning and consulting services, Non-Discretionary Investment Advisory Services, and Retirement Plan Consulting Services.

Other

Account minimum: $5,500 to $10,000 depending on program Fee-only: Advisory fees negotiated individually by Advisory Representatives; often asset-based fees with wrap or non-wrap structures; fees can be up to 3% annually for Plan Participant Retirement Program; fee schedules vary by program and Advisory Representative.

Location

Lennox, SD

Most active in

South Dakota · Texas

Work history

OSAIC

2024 - Present (2 years)

Cambridge Investment Research Advisors

2015 - 2024 (9 years)

Cambridge investment Research, Inc.

2015 - 2024 (9 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Jeremy T

CFP®, Series 63, Series 65

Sioux Falls, SD

Tallgrass Wealth Management, Inc.

Jeremy Tims is a CFP® professional with 25 years of experience in the financial industry. He is the owner of Tallgrass Wealth Management, Inc. and has held roles at Silver Oak Securities, Inc., Purshe Kaplan Sterling Investments, and Sutterfield Financial Group. Outside of his advisory work, he manages a hunting dog stud service and serves as a director for the Tenfold Foundation, which focuses on charitable giving. He is also a board member of First Savings Bank and participates in local educational endowment fund committees. Tallgrass Wealth Management provides pension and employee benefit plan consulting and standalone financial planning, focusing on plan-level advice rather than discretionary account custody. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods to guide investment recommendations and does not take custody of client assets, billing clients on a fee-for-service basis.

Annuities
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Pradeep J

Series 63, Series 66

Sioux Falls, SD

Intelligent Investments

Pradeep Jayaraman is the principal of Intelligent Investments in Sioux Falls, SD, with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various legal roles since 2017, currently serving as an attorney at Glinert Jay. In addition to his advisory work, he is a licensed insurance agent involved in evaluating and recommending life and health insurance policies. Intelligent Investments provides non-discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm employs a range of investment strategies and analytical methods, including fundamental and technical analysis, while maintaining custody through Charles Schwab.

Options & derivatives strategies Active portfolio management
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Donald O

Series 63, Series 65

Sioux Falls, SD

Resolve Capital Management LLC

Donald Olson is a financial advisor at Resolve Capital Management LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Resolve Capital Management since 2010. The firm provides advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities. Resolve Capital Management emphasizes diversified asset allocation across multiple asset classes and investment styles, managing most accounts on a discretionary basis and integrating financial planning into managed accounts without a separate charge in many cases.

Equity compensation tax strategy Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)
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Richelle H

Series 66

Sioux Falls, SD

Impact Wealth Management

Richelle Hofer is a financial advisor at Impact Wealth Management with 17 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Graber & Associates and Raymond James Financial Services Advisors. Impact Wealth Management serves individual and high-net-worth clients with investment management and comprehensive financial planning services. The firm employs a largely passive, Modern Portfolio Theory–based approach and offers socially conscious investment options, educational seminars, and a special needs financial planning service.

Retirement income strategy Business ownership considerations College savings (529s, UTMA, etc.) Values-based investing
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Kyle C

CFA®

Sioux Falls, SD

Prairie View Wealth Partners LLC

Kyle Cipperley is a CFA charterholder and financial advisor at Prairie View Wealth Partners LLC with over 17 years of experience, including a long tenure at The First National Bank in Sioux Falls. He has been with Prairie View Wealth Partners since 2026. Prairie View Wealth Partners provides wealth management services to individuals, high-net-worth clients, institutions, trusts, and estates, combining discretionary investment management with comprehensive financial planning and consulting. The firm employs a long-term, fundamental analysis approach using primarily low-cost diversified mutual funds and ETFs while allowing flexibility for individual stocks, bonds, or legacy holdings.

Wealth management General tax planning
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E F

CFA®, Series 63

Sioux Falls, SD

Lauer Capital Management Ltd

E Fromelt is a CFA® charterholder with 16 years of industry experience, currently serving as the sole advisor at Lauer Capital Management Ltd since 2008. Located in Sioux Falls, SD, he holds a Series 63 registration and has focused his career at this firm. Lauer Capital Management Ltd. provides discretionary portfolio management to individuals, high-net-worth clients, trusts, estates, charitable institutions, foundations, endowments, corporations, and other business entities. The firm emphasizes an asset/liability framework that aligns portfolio risk with clients’ future cash-flow needs, prioritizing risk management and consistent, absolute returns through generally conservative allocations and low turnover.

Wealth management
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