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Sandra Kay Whitehead

Advisor at OSAIC — Lennox, SD

Updated today

Credentials

Series 66

Experience

25 years

Location

Lennox, SD

OSAIC logo

OSAIC

Institution

Total advisors

7,830

Across 3,558 offices

Clients per advisor

73 Low

Avg AUM per client

$398,336 Typical

HNW client ratio

10% Low

About

Sandra Whitehead is a financial advisor at OSAIC with 25 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Cambridge Investment Research Advisors and Principal Financial Services. In addition to her advisory work, she acts as an independent insurance agent. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services alongside financial planning, retirement consulting, and access to third-party money managers. The firm employs a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Client services

Based on OSAIC

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on OSAIC

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Based on OSAIC

Founder/Business Owner Executive

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Fee options

Fixed

Fixed or flat fees for financial planning and consulting services generally range up to $25,000, fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000.

Commissions

Advisory Representatives also receive commissions for brokerage and insurance products sold through Osaic Wealth as a broker-dealer.

Project-based

Hourly fees generally range from $0 - $750 per hour for financial planning and consulting, and $50 - $750 per hour for Non-Discretionary Investment Advisory Services.

Other

Account minimum: $5,500 Fee-only: Hourly fees for financial planning or consulting services generally range from $0 - $750 per hour, not exceeding $25,000 total fees. Fixed or flat fees for financial planning and consulting generally range up to $25,000, and fixed fees for Non-Discretionary Investment Advisory Services range from $500 - $15,000, hourly fees $50 - $750 per hour.

Location

See office

Lennox, SD

Lennox SD

Advisors at this office

1

Most active in

South Dakota

Work history

25 years of industry experience

OSAIC

2024 - Present • 2 years

Lennox, SD

Cambridge Investment Research Advisors

2015 - 2024 • 9 years

Fairfield, IA

Cambridge Investment Research, INc.

2015 - 2024 • 9 years

Fairfield, IA

Principal Financial Services

2006 - 2015 • 9 years

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Jeremy T

CFP®, Series 63, Series 65

Sioux Falls, SD

Tallgrass Wealth Management, Inc.

Jeremy Tims is a CFP®-certified financial advisor with 25 years of industry experience, currently practicing at Tallgrass Wealth Management, Inc. in Sioux Falls, SD. His career includes roles at Purshe Kaplan Sterling Investments and Sutterfield Financial Group. Outside of financial advising, he manages Oakmont Retrievers, LLC, a hunting dog stud service, and serves on the boards of the Tenfold Foundation and First Savings Bank. Tallgrass Wealth Management focuses on pension and employee benefit plan consulting and standalone financial planning, emphasizing plan-level advice rather than discretionary asset management. The firm employs fundamental analysis, modern portfolio theory, and quantitative methods to guide long-term recommendations and does not take custody of client assets, instead billing on a fee-for-service basis.

Annuities
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Pradeep J

Series 63, Series 66

Sioux Falls, SD

Intelligent Investments

Pradeep Jayaraman is a financial advisor at Intelligent Investments with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has a background that includes legal practice as an attorney and work in insurance sales. Jayaraman serves as both a licensed attorney and insurance agent alongside his advisory role. Intelligent Investments provides comprehensive portfolio management and financial planning for individuals, trusts, estates, and business entities. The firm offers individualized, non-discretionary portfolio management using a range of securities and investment strategies while maintaining custody relationships through Charles Schwab.

Options & derivatives strategies Active portfolio management
user avatar

Donald O

Series 63, Series 65

Sioux Falls, SD

Resolve Capital Management LLC

Donald Olson is a financial advisor at Resolve Capital Management LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Resolve Capital Management since 2010. The firm provides advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities. Resolve Capital Management emphasizes diversified asset allocation across multiple asset classes and investment styles, managing most accounts on a discretionary basis and integrating financial planning into managed accounts without a separate charge in many cases.

Equity compensation tax strategy Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.)
user avatar

Richelle H

Series 66

Sioux Falls, SD

Impact Wealth Management

Richelle Hofer is a financial advisor with Impact Wealth Management in Sioux Falls, SD, holding a Series 66 designation and 18 years of industry experience. Her prior work includes roles at Graber & Associates, Cornerstone Financial Solutions, and Raymond James Financial Services. Impact Wealth Management serves individual and high-net-worth clients with investment management, financial planning, coaching, and special needs planning. The firm uses a fee-only billing model and emphasizes passive portfolio construction based on modern portfolio theory, incorporating ESG considerations when requested.

Retirement income strategy Business ownership considerations College savings (529s, UTMA, etc.) Values-based investing
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Kyle C

CFA®

Sioux Falls, SD

Prairie View Wealth Partners LLC

Kyle Cipperley is a CFA® and a financial advisor at Prairie View Wealth Partners LLC with one year of experience. Prior to joining Prairie View Wealth Partners, he spent 17 years at The First National Bank in Sioux Falls. Prairie View Wealth Partners provides discretionary wealth management, investment management, and comprehensive financial planning to individuals, institutions, trusts, and estates. The firm uses a fundamental, long-term investment approach with client-specific asset allocation, primarily utilizing low-cost diversified mutual funds, ETFs, and bonds.

General retirement planning General tax planning Wealth management
user avatar

E F

CFA®, Series 63

Sioux Falls, SD

Lauer Capital Management Ltd

E Fromelt is a CFA® charterholder with 16 years of industry experience, currently serving as the sole advisor at Lauer Capital Management Ltd since 2008. Located in Sioux Falls, SD, he holds a Series 63 registration and has focused his career at this firm. Lauer Capital Management Ltd. provides discretionary portfolio management to individuals, high-net-worth clients, trusts, estates, charitable institutions, foundations, endowments, corporations, and other business entities. The firm emphasizes an asset/liability framework that aligns portfolio risk with clients’ future cash-flow needs, prioritizing risk management and consistent, absolute returns through generally conservative allocations and low turnover.

Wealth management
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