Sandy Cha

John Mcmanus IV is a CFP® professional with 25 years of industry experience, currently serving as an advisor at Sowell Management. He previously spent 20 years at Edward D. Jones & Co., L.P. and also works with WealthSource Partners, LLC. Outside of his advisory roles, he operates an insurance sales business as a sole proprietor and owns a financial advisory firm, Central Coast Wealth Advisors LLC, in Cayucos, California. Sowell Management provides investment advisory and related services to a diverse client base, including individuals, retirement plans, corporations, and institutions. The firm operates through an independent contractor model, offering portfolio management, financial planning, and turnkey asset management services using model portfolios, third-party sub-advisors, and unified managed account platforms.

John Mc Manus V is a financial advisor at Sowell Management with one year of industry experience. He holds a Series 65 designation and has worked at Sowell Management since 2022. His prior experience includes roles at Central Coast Wealth Advisors d/b/a Cayucos Wealth and Edward Jones. Sowell Management provides investment advisory and related services to a diverse client base, including individuals, retirement plans, corporations, registered investment advisers, and institutions. The firm operates through an independent contractor model, offering portfolio management, financial planning, retirement plan advisory, and sub-advisory services supported by a platform that includes model portfolios and third-party managers.

Andrew Zinn is a financial advisor at Mutual Advisors, LLC with 28 years of industry experience. He holds a Series 66 designation and has been with Mutual Advisors since 2013. Outside of his advisory work, he serves as a director of the Lions Club of Cambria, a nonprofit focused on community service and youth improvement. Mutual Advisors, LLC manages approximately $6.75 billion through a network of 123 advisors, serving individuals, institutional investors, trusts, and retirement plans. The firm employs a combination of passive and active investment strategies, offering asset management, financial consulting, ERISA plan advisory, and sub-advisory services.

Alexander Schams is a Series 66 registered advisor with Edward Jones, where he has worked for a total of nine years across two tenure periods since 2015. He also spent two years at Ameriprise Financial Services. Schams serves as President of the Cayucos Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Jonathan Mumper is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and previously worked at Movere Inc and Citibank. Outside of his advisory role, he is the owner of Movere dba Cambria Business Center, a retail operation in Cambria, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions through a nationwide network of more than 23,000 financial advisors.

Kathleen Swan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.