Sean David Larson

Brian Coleman is the sole advisor at 80/20 Financial Services in Ozark, Missouri, holding a Series 65 license with six years of industry experience. Prior to founding his independent advisory firm in 2019, he worked for 12 years at White River Valley Electric Cooperative. He is also a licensed independent insurance agent, selling life, health, annuities, and disability insurance. 80/20 Financial Services provides comprehensive financial planning and discretionary portfolio management primarily to individual and high-net-worth clients. The firm builds personalized portfolios based on model allocations tailored to client objectives and risk tolerance, combining fundamental and technical analysis with strategic asset allocation.

I live in the Ozarks with my wife Heather and I work with Latter-day Saint families. I started Pinkston Wealth to be the practice I would have wanted to hire. I have built retirement plans for hundreds of families, and the lesson that stuck with me is that no two of them are truly the same. The financial industry does not plan that way. It hands two couples with the same account balance the same plan, the same models, the same allocations, the same glossy reports, as if the number on the statement were the whole story. It never is. A financial report is not a plan. Yours should be built around your life, not printed from a template with your name typed on the cover. So I work the opposite way. Before I look at a single account, I want to know what you are actually retiring toward. I have sat with couples who have plenty and are quietly terrified to spend a dollar of it, and couples with less who sleep fine because they know exactly what their money is for. The number on the statement told me almost nothing about which was which. That is the part the industry skips, and it is the part I start with. It is also why I specialize instead of trying to serve everyone. The clearest example is a season most advisors have never planned for: a couple leaving on a full-time senior mission. That one decision quietly touches everything, what the mission costs, what happens to the house and the income and the portfolio while you are gone, how to hand off eighteen months of your financial life and actually be present where you are serving. I went looking for someone who had mapped this out and could not find them, so I became that person. I am not going anywhere, and neither is this practice. I stay small on purpose, because I would rather know a hundred families well than manage a thousand I never really meet. These are relationships I expect to keep for decades, through retirement and the seasons of change that come with a life well lived. If that is the kind of advisor you have been hoping to find, I would be glad to talk.

Lance O'Neill is a financial advisor at B1B Financial Solutions with 13 years of industry experience. He holds a Series 66 designation and has worked at B1B Financial Solutions since 2019, following seven years at Heim, Young & Associates, Inc. B1B Financial Solutions provides investment management and comprehensive financial planning to individual and high-net-worth clients. The firm emphasizes passive, long-term portfolios based on Modern Portfolio Theory, supplemented by fundamental and technical analysis, and manages tailored discretionary accounts across a range of financial planning areas.

Dean Young is a CFP® certificant with over 40 years of experience in the financial industry. He currently serves at B1B Financial Solutions and has held prior roles at Mercer Global Advisors, Heim, Young & Associates, and HYA Financial Corp. His career spans various advisory capacities since 1989. B1B Financial Solutions offers investment management and comprehensive financial planning to individual and high-net-worth clients. The firm emphasizes passive, long-term portfolios grounded in Modern Portfolio Theory, supplemented by fundamental and technical analysis, and provides tailored discretionary portfolio management.

Morgan Moore is a CFP® with two years of industry experience, currently advising at Keener Financial Planning in Nixa, MO. His work history includes roles at multiple firms and educational institutions, including Brigham Young University Idaho and Legacy Private Wealth Advisors. Keener Financial Planning serves individuals, trusts, small businesses, organizations, and pension plans, offering modular financial planning and portfolio management with a long-term, largely passive investment approach emphasizing low-cost index funds and ETFs. The firm operates on a fee-only basis using hourly, flat fees, and retainers, providing documented advice on approximately $1.48 billion in client assets.

David Heim is a financial advisor with Strategic Wealth Advisors Group, Inc. in Nixa, MO, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at Strategic Wealth Advisors Group since 2018 and co-owns Heim Financial Solutions. Prior to these roles, he was employed at Alliance America Corporation and UNITED ADVISORS America CORPORATION from 2010 to 2017. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, offering financial planning, consulting, and discretionary investment management. The firm emphasizes the use of independent registered managers for investment management, provides ERISA plan services, and conducts public educational seminars on investment topics.