Sian Eluned Matt

Frederick Costantino Jr. is a CFP® with 10 years of experience in the financial advisory industry. He is the sole advisor at Imperative Wealth Planning, an independent fee-only firm, and has prior work experience at S.E.E.D. Planning Group, LLC. Outside of his advisory role, he is involved with BC Homes, LLC. Imperative Wealth Planning provides investment management and comprehensive financial planning services to individual and high-net-worth clients. The firm employs an investment approach that combines asset allocation, Modern Portfolio Theory, and a mix of active and passive strategies, including the use of third-party model marketplaces and Outside Managers.

Brian Voss is the principal advisor at Voss Wealth Management in Endicott, NY, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at NBT Capital Management Inc. and LPL Financial. Voss serves as a board member of Dollars for Scholars, where he helps coordinate scholarship scoring. Voss Wealth Management serves individuals and high-net-worth clients, offering both discretionary and non-discretionary investment management alongside financial planning. The firm uses diversified, risk-based model portfolios primarily composed of no-load mutual funds and ETFs, with tailored strategies based on clients’ financial situations and goals.

Walter Girnis is a financial advisor at Faithward Advisors, LLC with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including American Portfolios Financial Services, Cardinal Financial Partners, and IBN Financial Services. Outside of his advisory role, he owns a property and casualty, fixed rate life, and annuities insurance business. Faithward Advisors provides personalized investment advisory services to individuals, non-profit organizations, pension and profit-sharing plans, trusts, estates, and business entities. The firm uses Modern Portfolio Theory combined with fundamental, quantitative, and qualitative analysis, and offers a Biblically Responsible Investing policy aligned with Christian values.

Merri Benjamin is a financial advisor at Faithward Advisors, LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including American Portfolios Financial Services, Inc., Ambassador Advisors, LLC, and New York Life Insurance Company. Benjamin is also a Certified Divorce Financial Analyst, providing individual and marital property calculations for couples undergoing divorce. Faithward Advisors serves individual investors, retirement plans, trusts, estates, non-profits, and related donors, managing approximately $1.05 billion in client assets across about 3,000 relationships. The firm employs a multi-team advisory approach focused on Modern Portfolio Theory and efficient-frontier model portfolios, incorporating fundamental and quantitative analysis, with offerings that include a Biblically Responsible Investing overlay and use of sub-advisers.

William Scanlon Jr. is a financial advisor at Latitude Advisors, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise, Latitude Advisors, GWN Securities Inc., and his own practice, William J. Scanlon, Jr. Prior to his current role, he spent 15 years at Latitude Advisors and GWN Securities. Latitude Advisors serves individual investors, including high-net-worth clients, and business clients by providing financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs model-based strategies combined with fundamental and quantitative analysis, managing most client relationships on a discretionary basis.

Emil Bielecki is a financial advisor with Ashton Thomas Securities, LLC, holding a Series 63 designation and bringing 44 years of industry experience. He has been with Excel Securities & Associates, Inc. since 2009. Outside of his advisory role, Emil serves as a Town Clerk in the Town of Vestal. Ashton Thomas Securities, LLC serves individuals, business entities, trusts, estates, and charitable organizations, managing approximately $1.72 billion for around 2,600 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and utilizes a range of investment models and third-party managers tailored to client profiles.