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Credentials
CFP®, Series 65
Experience Industry experience
6 years
Location
Tyro, VA
OLIO Financial Planning
Team
Spencer Werres is a CFP® with six years of industry experience, currently serving at OLIO Financial Planning. His prior experience includes roles at Edward Jones and Silver Creek Orchards, as well as time at Virginia Tech. OLIO Financial Planning manages approximately $600 million across several hundred client relationships, serving individuals, retirement plans, charitable organizations, and corporations. The firm employs a buy-and-hold, core-and-satellite investment approach incorporating fundamental, technical, charting, and cyclical analysis, and offers financial planning through broad-based or modular engagements.
Based on OLIO Financial Planning
Based on OLIO Financial Planning
Project-based fixed fees from $1,500 to $50,000; fixed-fee engagements from $500 to $50,000 per year; educational workshops fees up to $10,000.
Hourly fees ranging from $100 to $250 per hour for project-based services.
Minimum fee: Deposit of $500 or one-half the quoted fee, whichever is greater, to initiate the engagement for project-based services. Fee-only: Fixed fees range from $500 to $50,000 per year for fixed-fee engagements; project-based fixed fees range from $1,500 to $50,000; hourly fees range from $100 to $250 per hour.
Tyro, VA
Tyro VA
Advisors at this office
1
Texas · Virginia
6 years of industry experience
Silver Creek Orchards
2026 - Present • 1 year
Tyro, VA
OLIO Financial Planning
2019 - Present • 7 years
McLean, VA
Edward Jones
2018 - 2018 • 1 year
Stanton, VA
Virginia Tech
2015 - 2019 • 4 years
Blacksburg, VA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 63, Series 66
Nellysford, VA
Cetera
Joanne White is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 31 years of industry experience. She previously worked at First Investors Corporation for 25 years and Foresters Advisory Services for three years. Joanne serves as secretary for both the Nelson Rotary Club and the Westwood Property Owners Association. Cetera Investment Advisers LLC is an SEC-registered firm that provides financial planning and portfolio management services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of program options and oversees more than $256 billion in assets managed by over 10,000 advisors nationwide.
Series 63, Series 65
Vesuvius, VA
Ameriprise
Connie Russell is a financial advisor at Ameriprise with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these recommendations through a centralized consulting team.
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