Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
Series 63, Series 65
Experience Industry experience
5 years
Location
Troy, OH 45331
Lincoln Investment
Enterprise
Stefan Biddinger is a financial advisor at Lincoln Investment with 5 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Western & Southern Life and Northwestern Mutual. Outside of his advisory work, Biddinger serves as a lay pastor at Xenia Nazarene, providing preaching and pastoral duties. Lincoln Investment Planning, LLC is a large enterprise firm serving individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and 403(b) and 457(b) program participants. The firm offers comprehensive financial planning and portfolio management supported by an in-house investment management and research team that develops strategic model portfolios and adaptive investment strategies.
Based on Lincoln Investment
Based on Lincoln Investment
Based on Lincoln Investment
Financial planning and periodic investment consulting may be charged on a flat fee basis
$0 - $500,000: 0.15% to 0.24% (Platform Fee varies by program and account type) $500,000.01 - $1,000,000: 0.12% to 0.21% (Platform Fee varies by program and account type) $1,000,000.01 - $2,000,000: 0.10% to 0.19% (Platform Fee varies by program and account type) $2,000,000.01 - $5,000,000: 0.08% to 0.17% (Platform Fee varies by program and account type) $5,000,000.01 - $10,000,000: 0.06% to 0.15% (Platform Fee varies by program and account type) $10,000,000.01 - $20,000,000: 0.04% to 0.15% (Platform Fee varies by program and account type) $20,000,000.01 - $35,000,000: 0.03% to 0.15% (Platform Fee varies by program and account type) $35,000,000.01+: 0.02% to 0.15% (Platform Fee varies by program and account type)
As broker-dealer, Lincoln Investment also receives brokerage commissions on securities transactions and insurance products
Financial planning and periodic investment consulting may be charged on an hourly basis
Fee-only: Financial planning services generally on a flat fee or hourly fee basis; fees negotiable and vary by Advisor and services
Troy, OH
310 S. Dorset Rd.
Troy OH 45331
Advisors at this office
2
Ohio
5 years of industry experience
Lincoln Investment
2025 - Present • 1 year
Fort Washington, PA
Western & Southern Life
2022 - 2025 • 3 years
Miamsburg, OH
W&S Brokerage Services
2022 - 2025 • 3 years
Cincinnati, OH
Northwestern Mutual Wealth Management Company
2021 - 2021 • 1 year
Milwaukee, WI
Northwestern Mutual Life Insurance Company
2021 - 2021 • 1 year
Milwaukee, WI
Northwestern Mutual Investment Services LLC
2021 - 2021 • 1 year
Beavercreek, OH
Fifth Third Bank
2017 - 2020 • 3 years
Springfield, OH
Applebees International INC
2016 - 2017 • 1 year
Xenia, OH
Student
2009 - 2020 • 11 years
Na, OH
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Series 65
Troy, OH
Turnstone Financial
Thomas Kleptz is a financial advisor at Turnstone Financial in Troy, OH, holding a Series 65 designation with 11 years of industry experience. He has been with OT Financial, LLC d/b/a Turnstone Financial since 2014. Turnstone Financial provides manager selection, supervision, and portfolio monitoring services for individuals, high-net-worth clients, and charitable organizations, often serving as corporate trustee through Turnstone Private Trust. The firm employs a long-term investment approach based on modern portfolio theory and conducts thorough due diligence on third-party subadvisers managing client assets.
Series 63, Series 65
Fletcher, OH
The Freedom Experience, Inc.
Chad Tennant is a financial advisor with The Freedom Experience, Inc., holding Series 63 and Series 65 designations and 21 years of industry experience. His prior roles include positions at Landmark Investment Group, TWAMS Financial Planning, Summit Wealth Management, and First Command. Outside of advising, he manages a professional liaison management services business. The Freedom Experience is an independent wealth management firm serving primarily high-net-worth individual households, as well as charitable organizations, trusts, and estates. The firm offers discretionary investment management and comprehensive financial planning, utilizing fundamental security analysis and a diverse mix of domestic and international securities.
CFA®, Series 66
Tipp City, OH
Nuts2invest.com, LLC
Sunil Kulkarni is a CFA® charterholder with 19 years of industry experience and holds a Series 66 license. He is the sole advisor at Nuts2Invest.com, LLC and has worked at Emerson Electric since 2002, where he is involved in engineering management and new compressor product development. Nuts2Invest.com, LLC provides an online subscription platform offering portfolio-building and security-ranking tools for individual investors. The firm uses a proprietary software engine to generate objective rankings and portfolio recommendations, serving users who implement their own investment decisions.
Series 65
Tipp City, OH
Pathways Wealth Management, Inc.
Caden Beam is a financial advisor at Pathways Wealth Management, Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience at L.M. Kohn & Company and University of Dayton. Beam is also involved in client services at Vision Financial Partners, LLC. Pathways Wealth Management advises individuals and various entities, including trusts and qualified retirement plans, offering investment management and personalized financial planning. The firm serves both high-net-worth and non‑HNW clients, employing tailored asset allocation plans with a mix of discretionary and non‑discretionary management.
CFP®, Series 65
Vandalia, OH
Sound Financial Investment Management, LLC
Beau Bryant is a CFP® with 14 years of industry experience, currently serving at Sound Financial Investment Management, LLC since 2026. He previously worked at Resolute Wealth Advisor, Inc. and J.P. Morgan Securities, among other firms. Beyond his advisory role, he owns BBTP, LLC, providing data and tax preparation reviews as an independent contractor. Sound Financial Investment Management, LLC offers portfolio management, financial planning, pension consulting, and participant education to individuals, high-net-worth clients, and ERISA retirement plan participants. The firm uses both fundamental and technical analysis, incorporates various trading strategies, and refers client assets to third-party advisers while conducting due diligence and performance reviews.
Series 63
Vandalia, OH
Sound Financial Investment Management, LLC
Christopher Strehle is a financial advisor with Sound Financial Investment Management, LLC, holding a Series 63 designation and 27 years of industry experience. He has worked at firms including Osaic Wealth, Inc., Triad Advisors, LLC, and Dynamic Employee Solutions, LLC. He is president of Sound Financial Solutions, Inc., which sells non-investment insurance products through an affiliated insurance agency. Sound Financial Investment Management, LLC provides portfolio management, financial planning, pension consulting, and participant education services to individuals, high-net-worth clients, and ERISA retirement plan participants. The firm utilizes both fundamental and technical analysis with long- and short-term strategies, referring client assets to third-party advisers while conducting due diligence and ongoing performance reviews.
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