Stephan John Unger

John Cunningham is a native Louisvillian and a sixth-generation Kentuckian. He believes a successful client partnership is built upon two key principles: putting clients’ interest first and providing exceptional personal service. He has built his reputation as a trusted advisor by serving his clients with integrity and honesty and becoming their primary resource for family finances. His process focuses on creating lasting income streams for their clients to facilitate their desired lifestyle and creating the discipline and time horizon necessary for risk assets to perform. Three distinct categories John emphasizes with clients are cash management, wealth management, and family legacy planning. He strives to meet the complex, ever-changing, and often unique, needs of families with wealth. Throughout his career, John has demonstrated a strong commitment to both community and the arts. He serves on the board of the Louisville Orchestra, Assumption High School Investment Committee, is an Elder at Second Presbyterian Church, and is an active member of the Rotary Club of Louisville and the Financial Planning Association.

Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

Richard Terlau is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Investment Answers in Louisville, KY, and has held leadership roles in related enterprises including Brookstone Financial, LLC and Investment Answers Media, Inc., where he oversees the development of educational financial content. Investment Answers provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, utilizing a combination of technical and fundamental analysis with long- and short-term trading strategies. The firm employs three model portfolios tailored to client goals and risk tolerance, conducting regular portfolio reviews and delivering monthly statements.

Charles Veeneman is the sole advisor at Best Investment Options, LLC in Louisville, KY, holding a Series 66 designation with 17 years of industry experience. Prior to founding his current firm in 2019, he spent 12 years with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc. He also serves as treasurer for the city of Northfield, KY, a position he has held since 2011, and operates two non-investment businesses: a CPA firm providing tax and audit services, and a bookkeeping services company. Best Investment Options, LLC manages discretionary investment portfolios for individual and trust clients, including high net worth individuals, using a tailored approach based on fundamental, technical, and economic analysis. The firm incorporates derivatives strategies such as equity puts and covered calls and maintains an affiliation with an accounting and tax practice under common ownership.

Gary Grimes is a financial advisor at Bloom Financial LLC with 10 years of industry experience. He holds a Series 66 designation and previously worked for Money Concepts Advisory Services and Money Concepts Capital Corp. Outside of his advisory role, he operates a tax and accounting services business under Tax Resolutions Services, LLC, and has served as a bankruptcy auditor for the U.S. Department of Justice’s Office of the U.S. Trustee since 2001. Bloom Financial LLC provides discretionary and non-discretionary asset management along with financial planning and consulting services. The firm employs an investment approach focused on asset allocation and modern portfolio theory, and utilizes third-party sub-advisors and model strategists to support client objectives.

Jeffrey Geiser is a financial advisor at Lightpath Wealth & Tax Advisors in Prospect, KY, holding a Series 65 designation with five years of industry experience. He is also the manager and member of Hatchfly Consulting LLC, an operating company without current active services. Lightpath Wealth & Tax Advisors serves individuals, trusts, estates, charitable organizations, and business entities by offering financial planning and consulting, coordinating investment management through third-party sub-advisers, and providing tax preparation and insurance services. The firm does not engage in discretionary portfolio management but facilitates client relationships with selected sub-advisers who execute trades and provide reporting.