Stephen Adeletti

Richard Kos is a CFA® charterholder and registered investment adviser with five years of industry experience. He is the president of Kos Consultants, an educational institutional consulting and marketing services firm unrelated to securities, which he has operated since 2007. Kos serves as the sole advisor at Sursum Financial LLC, based in Madison, CT. Sursum Financial is a single-advisor independent firm providing discretionary and non-discretionary asset management, financial planning, and consulting to individuals, high-net-worth clients, trusts, estates, business owners, family offices, and select institutional and charitable organizations. The firm combines proprietary and third-party research, typically favoring a longer-term buy-and-hold approach while allowing tactical adjustments, and offers performance-based fee arrangements to qualified clients.

John Bubello is a CFP®-designated financial advisor with 20 years of industry experience. He is the principal at Compass Retirement, LLC, an independent firm he has led since 2011. Prior to founding Compass Retirement, he worked at Everlist, LLC from 2014 to 2017. Outside of his advisory role, he manages an income-producing real estate entity as a part-time activity. Compass Retirement, LLC serves individuals and high-net-worth clients with customized financial planning and discretionary portfolio management, as well as consulting services for retirement plan sponsors. The firm employs a diversified, asset-class allocation approach guided by Modern Portfolio Theory and focuses on retirement-plan clients, advising approximately $167 million in retirement-plan assets.

I work with two types of clients: small business owners who need financial clarity, and families who want to make smarter decisions with their wealth. For business owners, I act as a Fractional CFO—helping you understand your numbers, improve cash flow, plan for taxes, and make better strategic decisions. Most owners don’t fail because of a lack of effort—they struggle because they’re making big decisions without a clear financial framework. That’s where I come in. For families, I serve as a long-term financial partner. Whether you're approaching retirement, building wealth, or navigating a major life transition, I help you align your investments, tax strategy, and long-term goals into one cohesive plan. At the end of the day, my job is to help you see clearly, act confidently, and build a life that actually works—not just one that looks good on paper.

Dennis O'Connor is the sole advisor at Brae Head, Inc. in Essex, CT, holding Series 63 and Series 65 credentials with 21 years of industry experience. He has been with Brae Head, Inc. since 1997. Brae Head, Inc. provides fee-only, discretionary portfolio management and basic financial planning to individuals, families, trusts, businesses, and retirement plans, including charitable organizations. The firm uses a disciplined, systematic investment process based on Modern Portfolio Theory and actively manages diversified equity and fixed-income portfolios, serving a relatively small client base with approximately $82 million in assets under management.

Evan Wax is the principal advisor at Wax Asset Management LLC in Madison, CT, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has led Wax Asset Management since 2011. Outside of his advisory role, he serves as an independent board member at Servotronics, Inc. Wax Asset Management LLC provides discretionary investment supervisory services to individual and high-net-worth clients, managing approximately $107.8 million across about 74 accounts. The firm employs a combination of fundamental and cyclical analysis, utilizing strategies including short sales and options writing, and conducts quarterly portfolio reviews with direct management of client assets.

John Stalega is the principal of JGS Wealth Management, LLC in Colchester, CT, holding the PFS™ designation and Series 65 license with 15 years of industry experience. He has operated his CPA and financial planning practice since 2005, providing tax preparation and accounting services to individuals and small businesses. His accounting practice occasionally offers investment advice as an incidental service. JGS Wealth Management provides ongoing portfolio advisory and comprehensive financial planning for individual clients, emphasizing Modern Portfolio Theory and passive investment strategies. The firm uses broadly diversified equity and fixed-income allocations, often employing third-party portfolio managers for portfolio construction and oversight.