Stephen Anthony Callahan

David Roberts is a financial advisor at Plan For Your Goals, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses. Prior to his current role, he worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Plan For Your Goals, LLC provides portfolio management and financial planning services to individuals and high-net-worth clients, including a paid financial education and coaching program through a Skool community. The firm primarily operates on a non-discretionary advisory model and uses modern portfolio theory in constructing Investment Policy Statements and conducting quarterly account reviews.

Wayne Phillips is a financial advisor at Tip Top Financial Advisors in Gulf Breeze, FL, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked with Primerica Advisors and Primerica Financial Services, serving in those roles for five and eight years respectively. Phillips also operates Tip Top LLC, which is involved in the sale of investment-related products. Tip Top Financial Advisors serves individual U.S. citizens and lawful permanent residents, including families and certain companies, through a wrap-fee investment management program called the Life Investment Platform. The firm offers discretionary portfolio management and financial planning services, utilizing models created by unaffiliated asset managers to tailor investment strategies based on client profiles.

Danny Steele is a financial advisor with The Retirement Planners, USA, LLC, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. His career includes roles at Silver Oak Securities, Inc., First Heartland Capital Inc, and positions in education with the Escambia County School District and Pensacola State College. Outside of advisory services, he owns Steele Insurance Agency, which focuses on Medicare insurance sales and other insurance products. The Retirement Planners, USA, LLC provides personalized financial planning and investment management to individuals, high-net-worth clients, trusts, and small businesses. The firm offers ongoing portfolio management, retirement planning, ERISA plan services, and is notable for managing a large client base for its size, as well as providing annuity management and educational seminars.

Bertrand Roberge is a financial advisor at FIA Services, Inc. with 14 years of industry experience. He holds the PFS™ and Series 66 designations and also serves as president of Accounting Solutions & Automation, Inc., a tax preparation and accounting services firm he has been with since 2005. Additionally, he is president of a real estate brokerage in Gulf Breeze, Florida. FIA Services, Inc. provides investment management and financial planning to individuals, families, small businesses, trusts, corporate plans, and charitable organizations. The firm employs an asset-allocation strategy using diversified portfolios of low-cost mutual funds, ETFs, dividend stocks, and investment-grade bonds, with attention to tax efficiency and flexibility in discretionary and non-discretionary account management.

James Baccarini is a CFP® and holds a Series 65 license with three years of experience at Aggregate Financial Services, Inc. He has worked in the industry since 2015, including roles at Beacon Capital Management, Inc. and JC Trident Inc. In addition to his advisory work, he is a licensed insurance agent involved with insurance sales. Aggregate Financial Services, Inc. is a small, state-registered firm that provides investment management, financial planning, retirement-account advisory, and estate-planning support primarily to individual clients. The firm employs a combination of asset allocation, dollar-cost averaging, technical analysis, and both short- and long-term purchase strategies, using third-party model portfolios and tax-management tools with regular portfolio monitoring.

Taylor Retherford is a Series 65-licensed advisor with Aggregate Financial Services, Inc. in Navarre, FL, and has three years of industry experience. Prior to joining Aggregate Financial Services, he worked at Olympus in a medical imaging role and has experience in insurance sales. Aggregate Financial Services, Inc. is a state-registered advisory firm that provides investment management, financial planning, retirement-account advisory, and estate-planning support to individual clients. The firm uses a variety of approaches, including third-party model portfolios and tax-management tools, to tailor advice based on client objectives and risk tolerances.