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Stephen Paul Harro

Advisor at Income Management Company — Idledale, CO

Updated today

Credentials

Series 63

Experience

45 years

Location

Idledale, CO

Income Management Company

Independent

Total advisors

1

Clients per advisor

20 Typical

Avg AUM per client

$531,656 Typical

HNW client ratio

0% Low

About

Stephen Harro is a financial advisor with Income Management Company in Idledale, Colorado, holding a Series 63 designation and over 44 years of industry experience. He has worked at Cales Investments, Inc. since 2012 and has been with Income Management Corp. since 1986, where he also serves as president. Income Management Company provides discretionary portfolio management focused on mutual funds and variable annuity subaccounts for individuals, high-net-worth clients, IRAs, trusts, and certain corporate pension and profit-sharing plans. The firm offers three predefined investment strategies—Bond, Balanced, and Growth—and employs tactical reallocations within mutual fund families or variable annuities to align with clients’ objectives and risk profiles.

Client services

Based on Income Management Company

Portfolio management Asset allocation

Expertise

Based on Income Management Company

Passive / index investing

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Fee options

Percentage

$0 - $250,000: 1.5% Annually $250,000+: 1.0% Annually

Other

Fee-only: Asset management fees charged as a percentage of assets under management, billed quarterly in advance.

Location

Idledale, CO

Idledale CO

Advisors at this office

1

Most active in

Colorado

Work history

45 years of industry experience

Cales Investments, Inc.

2012 - Present • 14 years

Denver, CO

Income Management Corp.

1986 - Present • 40 years

Idledale, CO

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Michael H

CFP®, Series 66

Arvada, CO

Clearpath Legacy Planning

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RSUs / ISOs / NSOs Retirement income strategy Early retirement planning College savings (529s, UTMA, etc.) Business succession planning Founder/Business Owner Retired Executive Young Professionals Mid-Career Professionals Approaching retirement Young Families Established Professionals

Jack F

CFP®

Littleton, CO

Elevate Wealth Management

Jonathan Fecko is a CFP® professional at Elevate Wealth Management with four years of industry experience. His prior roles include positions at Frontier Asset Management, Potomac Fund Management Inc., and The Vanguard Group, Inc. He is based in Littleton, CO and Pittsburgh, PA. Elevate Wealth Management provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, families, trusts, retirement plans, and select institutional entities. The firm employs diversified strategic and tactical asset allocation, integrating equities, fixed income, mutual funds/ETFs, and alternatives, and offers impact/ESG options including Biblically Responsible Investing.

Equity compensation tax strategy General tax planning Concentrated stock management Wealth management Tax strategies for small businesses Founder/Business Owner Retired Sales Professional Doctor or Medical Professional Technology Professional HENRY (High Earners, Not Rich Yet) Mid-Career Professionals Young Professionals
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William K

Series 65, Series 66

Denver, CO

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Tax-loss harvesting College savings (529s, UTMA, etc.) Life insurance needs analysis Options & derivatives strategies
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Nicholas W

CFP®, Series 63, Series 65, Series 66

Denver, CO

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Business ownership considerations Cash flow / budgeting College savings (529s, UTMA, etc.) Founder/Business Owner Retired
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Bart S

Series 63, Series 65

Denver, CO

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Bart Skidmore is the principal advisor at Skidmore Advisory Services, Inc. in Denver, CO, with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been President of an accounting and tax firm since 2001, where he performs occasional tax work. Skidmore also serves as President of a property management company since 2007. Skidmore Advisory Services provides personalized financial planning and asset management to individuals, trusts, estates, charitable organizations, schools, political subdivisions, and small businesses. The firm tailors investment programs based on clients’ objectives and risk tolerance, uses fundamental analysis and third-party research, and offers both discretionary and non-discretionary portfolio management alongside financial planning services.

Income planning General tax planning Options & derivatives strategies
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Darren S

Series 66

Denver, CO

Aviator Wealth Group

Darren Spreeuw is a financial advisor with Aviator Wealth Group in Denver, CO, holding a Series 66 credential and nine years of industry experience. Prior to founding Aviator Wealth Group in 2024, he worked at Ratio Wealth Group, LLC from 2016 to 2024 and MML Investors Services from 2016 to 2019. He serves as chairman of the board for the Colorado Student Leaders Institute, a nonprofit organization. Aviator Wealth Group provides investment management and financial planning services to individuals, trusts, foundations, estates, charitable organizations, corporations, and business owners. The firm utilizes a top-down, macro-environmental approach to asset allocation combined with fundamental, quantitative, and technical analysis, offering tailored portfolio management and consulting services including generational transitions and business exit planning.

Retirement income strategy Early retirement planning Private / alternative investments Real estate investing Cash flow / budgeting Founder/Business Owner Executive Approaching retirement Mid-Career Professionals
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