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Steven Flowers Jr.

Advisor at &PARTNERS

Updated today

Location

Tifton, GA 31793

Credentials

Series 63, Series 65

Industry experience

24 years

About

Steven Flowers Jr. is a financial advisor with \u0026PARTNERS, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at LPL Financial, Principal Life Insurance, Principal Securities, and Flowers Financial Group. He is involved with the Tift Area YMCA, a local nonprofit organization. \u0026PARTNERS serves a diverse client base including individuals, retirement plans, nonprofits, corporations, and private business owners. The firm offers a range of services such as portfolio management, financial and tax planning, and retirement plan education, combining proprietary and third-party strategies with both discretionary and non-discretionary management options.

Client services

Based on &PARTNERS

Financial planning Portfolio management Pension consulting Selection of other advisers Newsletters or periodicals Educational seminars or workshops
Portfolio manager selection, furnish advice not involving securities, research report services, 1042 portfolio construction

Expertise

Based on &PARTNERS

Wealth management Active portfolio management Options & derivatives strategies Private / alternative investments

Occupation focus

Based on &PARTNERS

Founder/Business Owner Retired Executive

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Fee options

Fixed

Financial Planning Fee, Estate/Trust/Family Office Administration Consulting Fee, Consulting Fee - negotiated fixed fees as agreed with client

Commissions

Brokerage commissions on certain transactions; commissions received from mutual funds and insurance products

Project-based

Hourly Consulting Fee as agreed with client, invoiced monthly

Subscriptions

Research Report Services fee of $500/month

Other

Minimum fee: $40 annual fee if account is below Envestnet recommended minimum for Tax Overlay Services Fee-only: Financial Planning Fee, Estate/Trust/Family Office Consulting Fee, Hourly Consulting Fee, Consulting Fee - all negotiated fixed or hourly fees as agreed with client

Location

1476 Carpenter Rd S

Tifton, GA 31793

Most active in

Georgia · Texas

Work history

&PARTNERS

2026 - Present (1 year)

LPL Financial, llc

2019 - 2026 (7 years)

PRINCIpAL LIFE INSURANCE

2018 - 2019 (1 year)

Principal Securities INC

2016 - 2019 (3 years)

Flowers Financial Group

2016 - 2019 (3 years)

PRINCIpAL LIFE INSURANCE

2012 - 2018 (6 years)

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Harold H

Series 63, Series 65

Tifton, GA

Harper Financial Group

Harold Harper is the principal of Harper Financial Group in Tifton, GA, with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes roles at H.D. Vest Advisory Services and Terra Sec Corp. Outside of financial advising, he has been involved with the Tifton YMCA and the Downtown Development Authority for over two decades. Harper Financial Group provides personalized financial planning and investment management to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset allocation approach with a core-and-satellite structure, using passively managed index funds and ETFs alongside selectively chosen actively managed funds, and manages approximately $4.8 million in discretionary assets.

General retirement planning General tax planning College savings (529s, UTMA, etc.) Passive / index investing
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Justin C

CFP®, Series 63, Series 66

Tifton, GA

Principal Financial Services

Justin Chandler is a CFP® professional with eight years of experience, currently affiliated with Principal Financial Services in Tifton, GA. He has held positions at firms including Capstone Financial Group, LiveNow Financial, and Voya Financial Advisors. Chandler also owns Chandler Financial, LLC, which he uses for tax purposes in managing his financial services business. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm provides a range of advisory programs, financial planning, and access to third-party money managers under various advisory and promoter arrangements.

Retired Founder/Business Owner
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Brandon S

Series 63, Series 66

Tifton, GA

Eagle Strategies (NY Life)

Brandon Selph is a financial advisor with Eagle Strategies (New York Life) based in Tifton, GA, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been associated with New York Life and its affiliated entities since 2013 and currently operates Selph Financial Group, through which he brokers non-registered insurance products. Eagle Strategies serves individuals, employer-sponsored retirement plans, trusts, charitable organizations, and corporate clients by providing financial planning, investment advisory, and retirement plan consulting services. The firm emphasizes client-directed solutions and the use of third-party managers and model portfolios rather than firm-controlled discretionary mandates.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Annuities Retired Founder/Business Owner Executive
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Stephen C

Series 63, Series 65

Tifton, GA

Edward Jones

Stephen Czerepinski is a financial advisor with Edward Jones in Tifton, GA, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment options supported by a large network of financial advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

John W

Series 66

Tifton, GA

Edward Jones

John Windom is a Series 66 licensed financial advisor at Edward Jones in Tifton, GA, with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm reported approximately $1.01 trillion in assets under management and operates a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Retirement income strategy College savings (529s, UTMA, etc.) General retirement planning Retired Founder/Business Owner Executive
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Ivan H

Series 63, Series 65

Tifton, GA

Mass Mutual Investors Services

Ivan Hilliard is a financial advisor with MassMutual Investors Services in Tifton, GA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at MassMutual Life Insurance Co and MassMutual Investors Services since 2003. Outside of his advisory role, he serves as chairman of the board for St. Anne’s Episcopal Church Foundation and is the sergeant at arms for the Rotary Club of Tifton, GA. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

Divorce financial planning General estate planning guidance Multi-generational wealth transfer Cash flow / budgeting Founder/Business Owner Attorney Executive Married/Couples/Partners Divorced
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